BANK CHARGES
|
`SL. |
ITEM |
NATURE OF
CHARGES |
SCHEDULE OF
CHARGES |
|
1 |
Collection
|
Service
charge/commission |
|
|
(a)
Collection of local cheques/instruments where there is clearing house
|
|
| |
|
(b)Collection of local
cheques/instruments where there is
no clearing house |
|
At actual
for conveyance minimum Tk.=25/= per instrument
| |
|
(c)Collection of outstation
cheques/bills (clean/documentary) |
i)
Commission ii) Postage
(registered mail/courier service)
iii)
Telegram charge
iv)
Telex/Telephone charge |
@ 0.15%
minimum Tk. 25/=
At
actual minimum Tk. 15/=
At
actual minimum Tk. 50/=
Tk. 25/=
per minute or part thereof minimum Tk.75/= per telex/per call (Time of
each telex/per call (Time of each telex/call should be ascertained
accurately). | |
|
2 |
Purchase of
cheques and Inland Bills |
i) Up to
Tk. 1 lac
ii) Above
Tk. 1 lac but upto 10 lac
iii) Above
Tk. 10 lac
iv) Postage
(registered mail/ courier
service) v) Telegram
charge
vi)
Telephone Telex/charge
vii)
Interest |
@ 0.15%
minimum Tk. 25/=
@ 0.10%
minimum Tk. 150/=
@ 0.05%
min. Tk. 1,000/= (Interest as per serial No.6 (vii) shall also be
realized) At
actual minimum Tk. 15/=
At
actual minimum Tk. 50/=
Tk. 25/=
per minute or part thereof minimum Tk.75/= per telex/per call (Time of
each telex/per call (Time of each telex/call should be ascertained
accurately). Interest to
be realized to the lending rate described time to time from the date of
purchase to the date of realization. (Present Interest rate is 1.50% P.A.
applicable to the “Others” I lending category.)
|
|
SL. |
ITEM |
NATURE OF
CHARGES |
SCHEDULE OF
CHARGES |
|
3 |
Remittance
|
Commission
|
|
|
b)Cancellation of DD/PO
|
i) DD up to
Tk. 1,000/=
ii) DD
above Tk. 1,000/=
iii) P.O.
up to Tk. 500/=
iv) P.O.
above Tk. 500/=
|
Tk. 25/= +
VAT
Tk. 50/= +
VAT
Tk. 15/= +
VAT
Tk.
25/= +
VAT | |
|
c) Issuance
of duplicate instrument |
Commission
|
Tk. 50/=
plus actual postage minimum Tk.15.00/ actual telegram charge minimum Tk.
50.00/- actual telex-Telephone charge minimum Tk. 75/= which is
applicable. | |
|
d) Payment
order issuance |
Commission
i) up to
Tk. 1,000/=
ii) up
to Tk. 1 lac
iii) over
Tk. 1 lac to 5
lac
iv)
Over Tk. 5 lac
|
Tk. 15/=
Tk. 25/=
Tk. 50/=
Tk.
100/=
| |
|
4 |
e) Loss of
instrument |
Service
charge |
Tk. 200/=
as per Instruction Circular No.094 dt. 5.4.94 |
|
Standing
instruction |
Commission
|
Tk. 50/= to
be realized for compliance of each instruction. Besides, usual service
charges for services rendered like remittance etc. shall be recovered.
| |
|
5 |
Godown
Charge |
|
|
|
a)Borrower’s godown under Bank’s
Custody |
i) Rent
ii)
Insurance
iii) Salary
& allowances of Godown staff |
On
borrowers’ account
-do-
-do-
| |
|
b) Bank’s
rented godown |
i) Rent
ii)
Insurance
iii) Salary
& allowances of Godown staff |
Shall be
realized from the borrowers as per Instruction Circular No.098 dt.
27.04.94
-do-
-do-
|
|
SL. |
ITEM |
NATURE OF
CHARGES |
SCHEDULE OF
CHARGES |
|
6 |
Issuance of
guarantees (Local) |
Commission
|
@ 0.75% per
quarter or part thereof minimum Tk.500/=. But where guarantee is issued
against 100% cash margin (non-interest bearing) a total com. Of Tk.500/=
is to be realized from the party. But if the margin or part of it is kept
in intt. Bearing account commission @ 0.75% per quarter should be
realized. Stamp cost shall be at borrower’s account |
|
7 |
Charge for
handling parcels |
Commission
|
Tk.25/= for
each parcel for 1st 10days & additional Tk.10/= for every
subsequent 10 days or part thereof. |
|
8 |
Bank
certificate |
Charge
|
Tk. 100/=
for certificate. |
|
9 |
Delivery
order |
|
Tk..25/=
for each delivery per account. |
|
10 |
Documentation
(mortgaged/registration etc.) |
Charge
|
At actual
from the borrower’s account. |
|
11 |
Locker/safe
custody |
a) Rent
i) Small
locker
ii) Medium
locker
iii) Big
locker
b) Security
for key of each locker (refundable) |
Tk.1,000/=
+ VAT PA
Tk. 1,500/=
+ VAT PA
Tk. 3,000/=
+ VAT PA
Tk. 500/=
(No security money for key from the Bank’s Staff & Officers) (All
locker charges as per Circular No. HO:BD & MD: 12:92 dt. 6.6.92)
|
|
SL. |
ITEM |
NATURE OF
CHARGES |
SCHEDULE OF
CHARGES |
|
1 |
DD, TT
& MT |
COMMISSION
|
0.10% +15%
VAT |
|
2 |
TT
(TELEGRAPH CHARGE) |
TELEGRAPH
CHARGE |
TK.10/=
+15%
VAT |
|
3 |
TT
(TELEPHONE CHARGE) |
TELEPHONE
CHARGE |
TK.40/=
+15%
VAT |
|
SL. |
ITEM |
NATURE OF
CHARGES |
| |
|
1 |
Loan
processing charge (To be realised during documentation before disbursement
through transfer voucher & not in cash) |
Loan
against FDR/DPS/PPS balances
All other
Loans & Advance except CLS
Upto Tk.
1.00 crore & above
1.00 crore. |
| |
|
SL. |
ITEM |
NATURE OF
CHARGES | ||
|
1 |
L/C opening
commission under cash |
1st Quarter 0.40% for sight, deferred 0.50% & for
each subsequent quarter or part thereof 0.30%, Minimum
Tk.500/= 100% margin
cost sight 0.25% | ||
|
2 |
L/C opening
commission under Loan/Barter/Credit/grant/AID/STA etc. (both commodity
& project) |
1st Quarter 0.40% sight,
0.50% deferred per quarter & for each subsequent quarter or part
thereof 0.30%, Minimum Tk.500/= | ||
|
3 |
L/C opening
commission under Back to back L/C/Inland L/C/EDFLC
|
1st Quarter 0.40% &
for each subsequent quarter or part thereof 0.30%, Minimum Tk.500/=
| ||
|
4 |
L/C opening
commission under deferred payment L/Cs. |
1st Quarter 0.50% &
for each subsequent quarter or part thereof 0.30%, Minimum Tk.1,000/=
| ||
|
5 |
Acceptance
commission under deferred payment L/C, Back to Back L/C
|
1st Quarter 0.40% per
quarter Minimum Tk.500/=
| ||
|
6 |
a) L/C
amendment including increase of L/C value or extension of time
|
As per L/C
opening commission. Actual
cost or Minimum Tk.500/= +SWIFT, Courier/Postage Charges
| ||
|
b) L/C
amendment without increase of value & extension of time
|
Tk.750/=
plus SWIFT/ Courier/Postage Charges | |||
|
7 |
Postage/SWIFT/TELEX charge
|
| ||
|
a) If
L/Cs/L/C Amendment are transmitted by mail b) If L/Cs
are transmitted by courier c) By
Swift/Telex d) If
L/Cs are transmitted in short
Telex/SWIFT message e)
Amendment of L/C by mail by SWIFT f) for any
message/communication (SWIFT/Mail) |
Tk.500/=
At actual
Minimum Tk.3,000/= + VAT 15% Minimum
Tk.3,000/= Tk.1,000/=
Mail
-Tk.500/=, SWIFT-Tk.1,000/= Courier-At
actual, Min. Tk.3,000/= Foreign
Tk.600/= Local Tk.200/=
| |||
|
8 |
F.C.
charges for all types of L/Cs (which will be recovered at the time of
lodgment of Bills) |
At actual
| ||
|
9 |
For
arranging confirmation from third Bank/Advising Bank
a) for
sight L/C at openers cost b) for
sight L/C at beneficiaries cost c) for
deferred payment L/C up to 180 days on openers account
d) for
deferred payment L/c up to 180 days on beneficiaries account
|
a) On
openers account-Foreign Bank Charges + 0.15% flat (Minimum Tk.1,500/=
b) On
beneficiaries account –Foreign Bank charges at actual + 0.10% flat Minimum
tk.1,500/- (For both sight & deferred L/c) | ||
|
10 |
Foreign
Correspondents charges for all types of L/Cs. a) Advising
commission b)
Negotiation commission c)
Reimbursement commission |
a) At
actual as per schedule of charges of Foreign Bank + other charge
b) At actual as per schedule of
charges of Foreign Bank + other charge c) Minimum
USD 50/= or equivt. | ||
|
11 |
Collection
of Credit Report on beneficiary of L/C |
At actual +
SWIFT/Communication charge plus handling charge Tk.500/=
| ||
|
12 |
All other
charges not mentioned above in connection with opening L/C/inquiry
|
Minimum
Tk.200/= + message charge | ||
|
SL. |
ITEM |
NATURE OF
CHARGES | ||
|
13 |
L/C
cancellation charge |
NIL | ||
|
14 |
L/C
processing /Stationery/handling etc. |
Tk.200/=
| ||
|
15 |
PSI
handling charge |
Tk.200/=
| ||
|
16 |
Loan
account (L/C, BG, Bills, LATR, LIM, PC etc.) proposal/renewal/specific
processing charges/fees |
Tk.500/=
per case | ||
|
18 |
a) Buying
House License b) Money
Exchange co. license c)
General/Indentors |
Govt. Fees
+ tk.200/= for IRC (General), Tk.500/= for Indentors/Buying House/Money
Exchange Co. | ||
|
19 |
Discrepant
document handling charge (Import payment) |
USD 50/=
from foreign Bill amount US$ 20/=
from Local Bill amount + Handling
charges Tk.500/= ffrom Importer | ||
|
20 |
Endorsement
of copy document Issuance of
indemnity for shipping guarantee/NOC |
Nil Tk.500/=
for each document | ||
|
21 |
Issuance of
all kinds of certificate |
Tk.200/=
| ||
|
22 |
Handling/disbursement charge
for LATR, LIM, PC etc.
|
a) upto
Tk.5,00,000/= Tk.
500/= b) upto
Tk.10,00,000/= Tk.1000/=
c) above
Tk.10,00,000/=Tk.2000/-
| ||
B. Export
|
1 |
Negotiation
commission for export bills (where exchange earned through buying &
selling) |
Tk.500/-
per Export documents |
|
2 |
Negotiation
commission for export bills (where no exchange allowed) other than BB L/C
|
0.25% Flat
Minimum
Tk.500/= |
|
3 |
Advising of
Foreign Bank L/Cs to the local beneficiary |
Foreign
Tk.750/= Local Tk. 750/=
|
|
4 |
Advising of
L/Cs amendment to the local beneficiary |
Tk.750/=
Foreign L/C Tk.750/=Local L/C
|
|
5 |
Adding
confirmation to Foreign Bank L/Cs by us |
0.25% per
quarter Minimum
Tk.2,000/= |
|
6 |
Transfer of
L/Cs/L/C amendment |
Tk. 1000/=
per transfer |
|
7 |
Collecting
Bank charges in abroad |
At actual
|
|
8 |
a)
Processing of documents under collection (where exchange earned through
buying & selling on realization) |
Handling
charge Tk.500/= |
|
b)
Processing of documents under collection (where no exchange allowed on
realization) |
0.15% Flat
Minimum
Tk.500/= | |
|
9 |
Mailing of
Export
documents |
Mail
Tk.600/= Courier at
actual |
|
10 |
Any other
charges not mentioned above for export transactions
|
At actual
|
|
11 |
Exp
Certification |
Tk.100/=
per set |
|
12 |
Cash
incentive/Assistance Claim |
Tk.2,000/=
for each claim |
|
13 |
PRC
issuance |
Tk.500/=
|
C. Origin of Bank Gurantee
|
SL. NO
|
ITEM OF
TRANSACTION |
BANK
CHARGES |
|
1 |
Advising of
guarantee/Bid-Bond to the beneficiary in original without any engagement
on our part |
Tk.1,000/=
|
|
2 |
Issuance of
guarantees/Bid-Bonds/Performance guarantee/Stand by letter of credit
against 100% counter guarantee of Foreign correspondents
|
0.30% per
Quarter Minimum
US$. 50/= + other charges |
|
3 |
Issuance of
guarantee/Bid-Bond/Performance guarantee at the request of our customer in
|
0.25% per
Quarter Minimum Tk.3000/= +
SWIFT/ other actual charges
|
D. Collection (inward)
HANDLING COMMISSION
|
1 |
For
collection of clean items (Inward) |
Tk.200/=-flat + FCC & P&T
|
|
2 |
For
documentary collection bills (under all type of L/Cs)
|
0.25%
flat Minimum Tk.500/=
|
|
3 |
For
documentary bills (without L/Cs) |
0.25%
flat Minimum Tk.500/=
|
|
4 |
All other
charges |
At actual
|
E. FOREIGN REMITTANCE/COLLECTIONS
|
1 |
Purchase of
Foreign Check/Drafts/TCS |
a) Tk 0.30
per USD b) Tk. 0.40
per GBP c) In all
other currency as per USD Minimum
Tk.200/= + P&T Tk.100/=
|
|
2 |
Payment of
any foreign Taka drafts which are drawn on our Bank (This shall include
payment in cash account or by clearing) |
–Free- |
|
3 |
a)
Disbursement of Inward remittances at our counter FTT-FDD
|
Handling
charge Tk.100/= upto Tk.20,000/=, Tk.200/= above Tk.20,000/-
|
|
|
b) If
payment of remittances to the beneficiary made by |
Charge at
actual as per rule plus P&T Tk.200/= above Tk.20,000/-+ P&T
|
|
4 |
Collection
of foreign currency draft/instrument from other Local bank
|
Tk.100/=
per instrument |
|
5 |
Collection
of foreign currency draft from abroad |
Foreign
Bank charge + handling charge Tk.200/= Plus P & T
|
|
6 |
Encashment
of any foreign currency at
our counter |
Tk.100/=
per instrument/case |
|
7 |
Encashment
of any TT at our counter in
F.C |
Tk.100/=
per TT |
|
8 |
Transactions by Nominee/Account
holder in F.C. A/cs |
Tk.100/=
per instrument/Trans |
|
9 |
Issuance of
Foreign Currency drafts on foreign correspondents or favoring Local Bank
|
a) Tk.200/=
Non Commercial/individual b) Tk.500/=
upto USD 5,000/- Tk.1,000/= above USD 5,000/- or eqvt. Commercial + SWIFT
Charge + F.Bank Charges if any |
|
10 |
Transfer of
L/C authorization form to other Bank |
Tk.500/=flat
|
|
11 |
Delivery
order (D/O) charge (Bank’s and Party’s Godown) |
Tk.100/=
per delivery order |
|
12 |
Opening of
student file |
Minimum
Tk.3,000/- + actual charge for opening, subsequent charge Tk.2,000/=
|
|
SL. |
ITEM OF TRANSACTION
|
BANK CHARGES
|
|
13 |
Cancellation of
DD |
Commission
Tk.200/- + Message charge & FCC |
|
14 |
Issuance of
TT in Foreign Currency |
Commission
upto USD 5,000/= Tk.500/=,above USD 5,000/= or eqvt. Tk.1,000/= +Message/SWIFT charges Tk.1,000/=
+ FCC |
|
15 |
Issuance of
TC/FC & Endorsement in Passport |
Handling/endorsement Fee tk.200/=
TC-issuance commission 1.00% minimum Tk.100/=, Cash-issue commission
tk.100/= |
|
16 |
Encashment
of F.C. |
Commission
Tk.50/= |
|
17 |
Issuance of
Draft in favor of Local Bank |
USD 5/= to
be deducted from Remitted fund |
INSTRUCTION CIRCULAR NO. 1083 DT.
21.08.2007.
|
SL. |
ITEM |
NATURE OF CHARGES |
SCHEDULE OF CHARGES |
|
1 |
CURRENT
ACCOUNT |
A/C
Maintenance Fee (HALF YEARLY) |
Tk.500/-
|
|
CLOSING
CHARGE |
Tk. 200/=
| ||
|
2 |
SAVINGS
BANK ACCOUNT |
A/C
Maintenance Fee (HALF YEARLY) |
Average
Balance 0-5,000/-
- No
Charge Average
Balance 5,000.01-25,000/-
-
100/- Average
Balance 25,000.01-above
-
300/- |
|
CLOSING
CHARGE |
TK.200/=
| ||
|
3 |
STATEMENT
ISSUE |
SERVICE
CHARGE |
Yearly 2
TIME FREE (Half yearly) 3ND TIME & ONWARD
TK. 200/=
|
|
4 |
SND
A/C |
A/C
Maintenance Fee |
Tk.500/= |
|
CLOSING
CHARGE |
TK.300/=
| ||
|
5 |
CHEQUE
RETURN |
DRAWN ON US
|
IND-Tk.
100/= |
|
DRAWN ON
OTHER BANKS (DEPOSITED WITH US) |
TK.100/=
| ||
|
6 |
CHEQUE BOOK
ISSUE |
SERVICE CHARGE |
SB TK.2/=
PER LEAF, CD &
STD TK.2/= PER LEAF |
|
7 |
TRANSFER OF
A/CS |
SERVICE
CHARGE |
ALL A/CS
|
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