SL. NO.

ITEM

NATURE OF CHARGES

REVISED RATE OFBANK CHARGES

1

Collection

Service charge/commission

(a) Collection of local cheques/instruments where there is clearing house

(b)Collection of local cheques/instruments where there is  no clearing house

At actual for conveyance minimum Tk.=25/= per instrument

(c)Collection of outstation cheques/bills (clean/documentary)

i) Up to Tk. 1 lac

ii) Above Tk. 1 lac but upto 10 lac

iii) Above Tk. 10 lac

iv) Postage (

registered mail/courier service)

v) Telegram charge

vi) Telex/Telephone charge

@ 0.15% minimum Tk. 25/=

@ 0.10% minimum Tk. 150/=

@ 0.05% min. Tk. 1,000/=

At actual  minimum Tk. 15/=

At actual  minimum Tk. 50/=

Tk. 25/= per minute or part thereof minimum Tk.75/= per telex/per call (Time of each telex/per call (Time of each telex/call should be ascertained accurately).

2

Purchase of cheques and Inland Bills

i) Up to Tk. 1 lac

ii) Above Tk. 1 lac but upto 10 lac

iii) Above Tk. 10 lac

iv) Postage (

registered mail/courier service)

v) Telegram charge

vi) Telephone Telex/charge

vii) Interest

@ 0.15% minimum Tk. 25/=

@ 0.10% minimum Tk. 150/=

@ 0.05% min. Tk. 1,000/= (Interest as per serial No.6 (vii) shall also be realized)

At actual  minimum Tk. 15/=

At actual  minimum Tk. 50/=

Tk. 25/= per minute or part thereof minimum Tk.75/= per telex/per call (Time of each telex/per call (Time of each telex/call should be ascertained accurately).

Interest to be realized to the lending rate described time to time from the date of purchase to the date of realization. (Present Interest rate is 1.50% P.A. applicable to the “Others” I lending category.)  

SL. NO.

ITEM

NATURE OF CHARGES

REVISED RATE OFBANK CHARGES

3

Remittance

Commission

b)Cancellation of DD/PO

i) DD up to Tk. 1,000/=

ii) DD above Tk. 1,000/=

iii) P.O. up to Tk. 500/=

iv) P.O. above Tk. 500/=

Tk. 25/=

Tk. 25/=

Tk. 25/=

Tk. 25/= 

c) Issuance of duplicate instrument

Commission

Tk. 25/= plus actual postate minimum Tk.15.00/ actual telegram charge minimum Tk. 50.00/- actual telex-Telephone charge minimum Tk. 75/= which is applicable.

d) Payment order issuance

Commission

i) up to Tk. 1,000/=

ii) up to  Tk. 1 lac

iii) over Tk.  1 lac

iv) Over  Tk. 5 lac

Tk. 15/=

Tk. 25/=

Tk. 50/=

Tk. 100/= 

4

e) Loss of instrument

Service charge

Tk. 200/= as per Instruction Circular No.094 dt. 5.4.94

Standing instruction

Commission

Tk. 50/= to be realized for compliance of each instruction. Besides, usual service charges for services rendered like remittance etc. shall be recovered.

5

Godown Charge

a)Borrower’s godown under Bank’s Custody

i) Rent

ii) Insurance

iii) Salary & allowances of Godown staff

On borrowers’ account

-do-

-do-

b) Bank’s rented godown

i) Rent

ii) Insurance

iii) Salary & allowances of Godown staff

Shall be realized from the borrowers as per Instruction Circular No.098 dt. 27.04.94

-do-

-do-

6

Issuance of guarantees (Local)

Commission

@ 0.75% per quarter or part thereof minimum Tk.500/=. But where guarantee is issued against 100% cash margin (non-interest bearing) a total com. Of Tk.500/= is to be realized from the party. But if the margin or part of it is kept in intt. Bearing account commission @ 0.75% per quarter should be realized. Stamp cost shall be at borrower’s account 

7

Charge for handling parcels

Commission

Tk.25/= for each parcel for 1^st 10days & additional Tk.10/= for every subsequent 10 days or part thereof.

8

Bank certificate

Charge

Tk. 100/= for certificate.

9

Delivery order

Tk..25/= for each delivery per account.

10

Documentation (mortgaged/registration etc.)

Charge

At actual from the borrower’s account.

11

Locker/safe custody

a) Rent

i) Small locker

ii) Medium locker

iii) Big locker

b) Security for key of each locker (refundable)

Tk.750/= PA

Tk. 1,250/= PA

2,000/= PA

Tk. 500/= (No security money for key from the Bank’s Staff & Officers) (All locker charges as per Circular No. HO:BD & MD: 12:92 dt. 6.6.92)

SL. NO.

 ITEM

NATURE OF CHARGES

REVISED RATE OFBANK CHARGES

1

DD, TT & MT

COMMISSION

0.10%

2

TT (TELEGRAPH CHARGE)

TELEGRAPH CHARGE

TK.10/=

3

TT (TELEPHONE CHARGE)

TELEPHONE CHARGE

TK.40/=

SL. NO.

ITEM

NATURE OF CHARGES

REVISED RATE OFBANK CHARGES

1

Loan processing charge (To be realised during documentation before disbursement through transfer voucher & not in cash)

Loan against FDR/DPS/PPS balances

All other Loans & Advance except CLS

Upto Tk. 1.00 crore

& above 1.00 crore.

1% of sanctioned amount but minimum tk.50/= & Maximum Tk. 2000/=

Tk.1000/=

Tk.5000/-

SL. NO

ITEM OF TRANSACTION

BANK CHARGES

1

L/C opening commission under cash

1^st Quarter 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.500/=

2

L/C opening commission under Loan/Barter/Credit/grant/AID/STA etc. (both commodity & project)

1^st Quarter 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.500/=

3

L/C opening commission under Back to back L/C/Inland L/C/EDFLC

1^st Quarter 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.500/=

4

L/C opening commission under deferred payment L/Cs.

1^st Quarter 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.1,000/=

5

Acceptance commission under deferred payment L/C, Back to Back L/C

1^st Quarter 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.500/=

6

a) L/C amendment including increase of L/C value or extension of time

At per L/C opening commission. Minimum Tk.500/= +SWIFT, Courier/Postage Charges

b) L/C amendment without increase of value & extension of time

Tk.1,000/= plus SWIFT/ Courier/Postage Charges

7

Postage/SWIFT/TELEX charge

a) If L/Cs/L/C Amendment are transmitted by mail

b) If L/Cs are transmitted by courier

c) By Swift/Telex

d) If L/Cs  are transmitted in short Telex/SWIFT message

e) Amendment of L/C by mail by SWIFT

f) for any message/communication (SWIFT/Mail)

Tk.500/=

At actual Minimum Tk.3,000/=

Minimum Tk.3,000/=

Tk.1,000/=

Mail -Tk.500/=, SWIFT-Tk.1,000/=

Courier-At actual, Min. Tk.3,000/=

Foreign Tk.600/=

Local     Tk.200/=

8

F.C. charges for all types of L/Cs (which will be recovered at the time of lodgment of Bills)

At actual

9

For arranging confirmation from third Bank/Advising Bank

a) for sight L/C at openers cost

b) for sight L/C at beneficiaries cost

c) for deferred payment L/C up to 180 days on openers account

d) for deferred payment L/c up to 180 days on beneficiaries account

a) On openers account-Foreign Bank Charges + 0.15% flat (Minimum Tk.1,500/=

b) On beneficiaries account –Foreign Bank charges at actual + 0.10% flat Minimum tk.1,500/- (For both sight & deferred L/c)

10

Foreign Correspondents charges for all types of L/Cs.

a) Advising commission

b) Negotiation commission

c) Reimbursement commission

a) At actual as per schedule of charges of Foreign Bank + other charge

 b) At actual as per schedule of charges of Foreign Bank + other charge

c) Minimum USD 50/= or equivt.

SL. NO

ITEM OF TRANSACTION

BANK CHARGES

11

Collection of Credit Report on beneficiary of L/C

At actual + SWIFT/Communication charge plus handling charge Tk.500/=

12

All other charges not mentioned above in connection with opening L/C/inquiry

Minimum Tk.200/= + message charge

13

L/C cancellation charge

At actual plus handling charges Foreign L/C Tk.1,000/- Local L/C Tk.500/= +communication charge

14

L/C processing /Stationery/handling etc.

Tk.200/=

15

PSI handling charge

Tk.200/=

16

Loan account (L/C, BG, Bills, LATR, LIM, PC etc.) proposal/renewal/specific processing charges/fees

Tk.500/= per case

18

a) Buying House License

b) Money Exchange co. license

c) General/Indentors

Govt. Fees + tk.200/= for IRC (General), Tk.500/= for Indentors/Buying House/Money Exchange Co.

19

Discrepant document handling charge (Import payment)

USD 50/= from foreign Bill amount

US$ 20/= from Local Bill amount +

Handling charges Tk.500/= ffrom Importer

20

Endorsement of copy document & issuance of indemnity for shipping guarantee/NOC

Tk.500/= for each document

21

Issuance of all kinds of certificate

Tk.200/=

22

Handling/disbursement charge for  LATR, LIM, PC etc.

a) upto Tk.5,00,000/=    Tk. 500/=

b) upto Tk.10,00,000/=  Tk.1000/=

c) above Tk.10,00,000/=Tk.2000/-

1

Negotiation commission for export bills (where exchange earned through buying & selling)

Tk.500/= per Export documents

2

Negotiation commission for export bills (where no exchange allowed) other than BB L/C

0.25% Flat

Minimum Tk.500/=

3

Advising of Foreign Bank L/Cs to the local beneficiary

Foreign Tk.1000/=

Local     Tk. 750/=

4

Advising of L/Cs amendment to the local beneficiary

Tk.500/= Foreign L/C

Tk. 300/=Local L/C   

5

Adding confirmation to Foreign Bank L/Cs by us

0.25% per quarter

Minimum Tk.2,000/=

6

Transfer of L/Cs/L/C amendment

Tk. 1000/= per transfer

7

Collecting Bank charges in abroad

At actual

8

a) Processing of documents under collection (where exchange earned through buying & selling on realization)

Handling charge Tk.500/=

b) Processing of documents under collection (where no exchange allowed on realization)

0.15% Flat

Minimum Tk.500/=

9

Mailing of

Export documents

Mail Tk.600/=

Courier at actual,

Minimum Tk. 2,500/-

10

Any other charges not mentioned above for export transactions

At actual

11

Exp Certification

Tk.100/= per set

12

Cash incentive/Assistance Claim

Tk.1000/= for each claim

13

PRC issuance

Tk.200/=

SL. NO

ITEM OF TRANSACTION

BANK CHARGES

1

Advising of guarantee/Bid-Bond to the beneficiary in original without any engagement on our part

Tk.1,000/=

2

Issuance of guarantees/Bid-Bonds/Performance guarantee/Stand by letter of credit against 100% counter guarantee of Foreign correspondents

0.30% per Quarter

Minimum US$. 50/= + other charges

3

Issuance of guarantee/Bid-Bond/Performance guarantee at the request of our customer in Bangladesh

0.25% per Quarter Minimum

Tk.3000/= + SWIFT/  other actual charges

1

For collection of clean items (Inward)

Tk.200/=-flat + FCC & P&T

2

For documentary collection bills (under all type of L/Cs)

0.25% flat  Minimum Tk.500/=

3

For documentary bills (without L/Cs)

0.25% flat  Minimum Tk.500/=

4

All other charges

At actual

1

Purchase of Foreign Check/Drafts/TCS

a) Tk 0.30 per USD

b) Tk. 0.40 per GBP

c) In all other currency as per USD

Minimum Tk.200/= + P&T Tk.100/=

2

Payment of any foreign Taka drafts which are drawn on our Bank (This shall include payment in cash account or by clearing)

–Free-

3

a) Disbursement of Inward remittances at our counter FTT-FDD

Handling charge Tk.100/= upto Tk.20,000/=, Tk.200/= above Tk.20,000/-

b) If payment of remittances to the beneficiary made by DD , MT or TT

Charge at actual as per rule plus P&T Tk.200/= above Tk.20,000/-+ P&T

4

Collection of foreign currency draft/instrument from other Local bank

Tk.100/= per instrument

5

Collection of foreign currency draft from abroad

Foreign Bank charge + handling charge Tk.200/=  Plus P & T

6

Encashment of any  foreign currency at our counter

Tk.100/= per instrument/case

7

Encashment of any  TT at our counter in F.C

Tk.100/= per TT

8

Transactions by Nominee/Account holder in F.C. A/cs

Tk.100/= per instrument/Trans

9

Issuance of Foreign Currency drafts on foreign correspondents or favoring Local Bank

a) Tk.200/= Non Commercial/individual

b) Tk.500/= upto USD 5,000/- Tk.1,000/= above USD 5,000/- or eqvt. Commercial + SWIFT Charge + F.Bank Charges if any

10

Transfer of L/C authorization form to other Bank

Tk.500/=flat

11

Delivery order (D/O) charge (Bank’s and Party’s Godown)

Tk.100/= per delivery order

12

Opening of student file

Minimum Tk.3,000/- + actual charge for opening, subsequent charge Tk.2,000/=

SL. NO

ITEM OF TRANSACTION

BANK CHARGES

13

Cancellation of DD

Commission Tk.200/- + Message charge & FCC

14

Issuance of TT in Foreign Currency

Commission upto USD 5,000/= Tk.500/=,above USD 5,000/= or eqvt. Tk.1,000/=  +Message/SWIFT charges Tk.1,000/= + FCC

15

Issuance of TC/FC & Endorsement in Passport

Handling/endorsement Fee tk.200/= TC-issuance commission 1.00% minimum Tk.100/=, Cash-issue commission tk.100/=

16

Encashment of F.C.

Commission Tk.50/=

17

Issuance of Draft in favor of Local Bank

USD 5/= to be deducted from Remitted fund

SL. NO.

ITEM

NATURE OF CHARGES

REVISED RATE OFBANK CHARGES

1

CURRENT ACCOUNT

INCIDENTAL CHARGE (HALF YEARLY)

IND-Tk. 200/=

FIRM-Tk. 400/=

CLOSING CHARGE

IND-Tk. 200/=

FIRM-Tk. 400/=

2

SAVINGS BANK ACCOUNT

INCIDENTAL CHARGE (HALF YEARLY)

URBAN-Tk. 200/=

RURAL-Tk. 100/=

CLOSING CHARGE

TK.200/=

3

SCHEME A/C DPS, PPS, PSP, SSP

CLOSING CHARGE

TK.200/=

4

STATEMENT ISSUE

SERVICE CHARGE

1^ST TIME FREE PER MONTH

2^ND TIME & ONWARD

SB A/C TK. 25/=

& CD A/C TK.50/= PER PAGE

5

STD A/C

INCIDENTAL CHARGE (HALF YEARLY)

IND-Tk. 200/=

FIRM-Tk. 400/=

CLOSING CHARGE

TK.300/=

5

CHEQUE RETURN

DRAWN ON US

IND-Tk. 100/=

DRAWN ON OTHER BANKS (DEPOSITED WITH US)

TK.100/=

6

CHEQUE BOOK ISSUE

SERVICE  CHARGE

SB TK.1/= PER LEAF,

CD & STD TK.2/= PER LEAF

7

TRANSFER OF A/CS

SERVICE CHARGE

ALL A/CS