Pubali Bank Limited
Cash Flow Statement (Un-audited)

for 3 months ending 31 March 2010

(Figures in BDT)

Particulars

Notes

January to March 2010

January to March 2009

A) Cash flows from operating activities

Interest receipts in cash

2,606,579,318

2,155,792,106

Interest payments

(936,598,690)

      (956,175,933)

Dividend receipts

6,822,736

40,708,272

Fees and Commission receipts in cash

158,320,893

142,303,071

Recoveries of Loans proviously written off

                              -

0

Cash payments to employees

(351,733,961)

      (342,088,375)

Cash payments to suppliers

(31,215,511)

         (38,085,398)

Income taxes paid

(167,246,646)

      (108,163,334)

Receipts from other operating activities

37

125,781,757

117,764,679

Payments for other operating  activities

38

(348,415,925)

      (258,799,483)

Operating profit before changes in operating

1,062,293,971

753,255,605

assets and liabilities

 Increase  / (decrease) in operating assets & liabilities:

Statutory Deposits

    (1,892,161,351)

(839,528,870)

Purchase / Sale of Trading Securities

         866,891,416

24,763,940

Loans  and advances to other Banks

                              -

                             -

Loans  and advances to Customers

     3,002,058,882

(738,811,027)

Other assets ( item wise )

39

         (59,249,588)

(285,465,956)

Deposit from other Banks

         210,183,321

(393,065,945)

Deposit from customers

       (931,457,406)

1,681,178,227

Other Liabilities on account of Customers

           16,659,449

258,890,385

Trading Liabilities

                              -

                             -

Other liabilities (item -wise)

40

             2,241,519

                             -

Net  Increase  / (decrease) in operating assets & liabilities :

     1,215,166,242

(292,039,247)

Net cash from operating activities

2,277,460,213

461,216,358

B. Cash flows from investing activities

Proceeds from sale of securities

                              -

                             -

Payments for purchase of Securities

                              -

                             -

Purchase /Sale of property, plant & equipment

         (37,052,500)

      (111,457,171)

Sale proceeds of Fixed assets

Purchase /Sale of Subsidiary

                              -

                             -

Net cash receipts from investing activities

         (37,052,500)

      (111,457,171)

C. Cash flows from financing  activities

Receipts from issue of Loan Capital and debt securities

(7,367,601)

368,521,613

Payments  for redemption of Loan Capital and debt securities

                              -

                             -

Receipts  from issue of ordinary share

                              -

                             -

Dividends  paid

                              -

                             -

Net cash flows from financing activities

(7,367,601)

368,521,613

D. Net increase/(decrease) in cash and cash equivalents ( A+B+C )

2,233,040,112

718,280,800

E. Opening cash and cash equivalents

11,930,194,810

10,965,828,196

F. Closing cash and cash equivalents (D+E)

41

14,163,234,921

11,684,108,996