PUBALI BANK LIMITED

Particulars

Figures in BDT

Sept. 2009

Sept. 2008

A) Cash flows from operating activities

Interest receipts in cash

6,415,595,944

5,282,998,201

Interest payments

(2,868,594,625)

(2,058,722,422)

Dividend receipts

74,347,508

15,250,175

Fees and Commission receipts in cash

502,573,211

561,261,898

Recoveries of Loans proviously written off

-

268,283,230

Cash payments to employees

(1,084,661,515)

(1,059,954,486)

Cash payments to suppliers

(111,153,714)

(96,676,216)

Income taxes paid

(1,562,935,300)

(1,328,252,448)

Receipts from other operating activities

506,540,487

439,833,168

Payments for other operating  activities

(777,385,300)

(614,163,167)

Operating profit before changes in operating 

1,094,326,696

1,409,857,933

assets and liabilities

Increase  / (decrease) in operating assets & liabilities:

Statutory Deposits

(2,338,523,855)

(1,750,480,824)

Purchase / Sale of Trading Securities

(1,350,654,399)

(283,775,815)

Loans  and advances to other Banks

-

-

Loans  and advances to Customers 

(11,306,576,946)

(13,602,742,964)

Other assets ( item wise ) 

153,728,524

4,485,685,025

Deposit from other Banks

531,149,738

(872,617,714)

Deposit from customers

15,127,887,296

14,993,280,973

Other Liabilities on account of Customers 

695,253,939

(4,040,583,625)

Trading Liabilities

-

-

Other liabilities (item -wise) 

10,409,865

(56,659,356)

Net  Increase  / (decrease) in operating assets & liabilities :

1,522,674,162

(1,127,894,300)

Net cash from operating activities 

2,617,000,858

281,963,633

B. Cash flows from investing activities

Proceeds from sale of securities

-

-

Payments for purchase of Securities

-

-

Purchase /Sale of property, plant & equipment

(80,298,980)

(63,674,231)

Sale proceeds of Fixed assets

Purchase /Sale of Subsidiary

-

-

Net cash receipts from investing activities

(80,298,980)

(63,674,231)

C. Cash flows from financing  activities

Receipts from issue of Loan Capital and debt securities

325,390,859

373,809,191

Payments  for redemption of Loan Capital and debt securities

-

-

Receipts  from issue of ordinary share

-

-

Dividends  paid

-

-

Net cash flows from financing activities

325,390,859

373,809,191

D. Net increase/(decrease) in cash and cash equivalents ( A+B+C )

2,862,092,737

592,098,593

E. Opening cash and cash equivalents 

10,965,828,196

7,984,989,638

F. Closing cash and cash equivalents (D+E)

13,827,920,933

8,577,088,231