Bai’-Muajjal

Bai’-Muajjal is a sale on credit. It is a contract between a buyer and a seller under which the seller sells certain goods (permissible under Shari’ah Law and the Law of the Country), to the buyer at an agreed price payable at a certain future date in lump sum or within a fixed period through fixed installments.

Purpose

To meet working capital requirement of the client.

Sector

Trading (Corporate/CMSME), Manufacturing (Corporate/CMSME), Agriculture and Work Order finance.

Tenure

The tenure of the investment is one year; but may be renewed/ enhanced considering satisfactory performance of the business.