Long Term Loan

For purchasing Machinery, Equipment, Real Estate and other fixed assets.

House Building Loan:

Construction of building for individual & commercial use.

Term Loan:

Financing to purchase Capital Machinery, Car/Vehicle and other fixed assets.

Term Loan to Financial Institute:

To finance various FI’s for business expansion.

Term Loan for SME

i) PBL Subarna:

To met up long-term working capital requirement of Small and Medium Enterprise (SME) business.

  • Loan ceiling Tk. 2 lac to 10 lac.
  • Tenure is 12/24/36 months.
  • EMI refund mood with 1/2/3 months grace period.
  • Collateral is not mandatory upto Tk. 10 lac.
ii) PBL Karma Uddog:

To meet up fund requirement for SME run by Woman Entrepreneurs.

  • Loan ceiling Tk. 2 lac to Tk 10 lac.
  • Tenure is 12/26/36 months.
  • Refund mood EMI with 1/2/3 months grace period.
  • Collateral is not mandatory upto Tk 10 lac.
iii) PBL Sujan:

To purchase Capital Machinery, Office equipment, Covered Van, Pick up Van etc. for SME business.

  • Loan ceiling Tk. 2 lac to Tk 10 lac.
  • Tenure is 12/26/36 months.
  • Refund mood EMI with 1/2/3 months grace period.
  • Collateral is not mandatory upto Tk 10 lac.

Pubali Protiva:

To finance new entrepreneurs (innovative) in Cottage, Micro & Small industry (Manufacturing & Service).

  • For Capital machinery.
  • Term loan upto 60 months with 06 months grace period.
  • Limit Upto Tk. 10 lac without collateral.
  • Limit upto Tk. 25 lac with collateral.
  • Agri Credit:

    To finance various sub-sectors of agriculture for the socio-economic development of the farmers.

    i) Pubali Krishi Uddokta Rin:

    Long term finance for fisheries & live stocks.

    • Loan celing without collateral upto 5 lac and with collateral above 5 lac.
    • Tenure upto 60 months with maximum 6 months grace period.
    • Refund mood EMI.
    ii) Pubali Krishak Bondhu:

    Long term finance for agri/irrigation machineries, equipment etc.

    • Loan celing without collateral upto 5 lac and with collateral above 5 lac.
    • Tenure upto 60 months with maximum 6 months grace period.
    • Refund mood EMI.
    iii) Green Finace (Pubali Prantic):

    Refinance scheme for 10/50/100 taka account holding Margianl/Landless Farmers, Low Income Professionals, School Banking Account Holders and Small Traders.

    • Loan limit upto TK. 5 lac for Single, Tk, 20 lac for group.
    • Tenure upto 60 months with 6 months grace period.
    • Refund mood monthly/Quarterly/Half yearly installment.

    Demand Loan:

    Loans to business concerns to meet their short-term financial requirements.

    Pre-Foreign Education Loan:

    For facilitating students for higher education in abroad.

  • Loan limit upto Tk.60 lac with 10% margin.
  • Tenure Maximum 180 days.
  • Lien of SB/CD/FDR account.
  • N.B.- For details, please contact the nearest Branch / Sub Branch / Islamic Banking Window of Pubali Bank PLC