A personal loan scheme meant for professionals (Practicing Physician) only to support
their small-scale purchase of different medical equipment, tools and small machineries for installation at their chamber.
Features:
For purchase of items to support professional needs of above customer segment (e.g. purchase of X-ray machine,
medical beds, ultra- sonogram machine, mechanical tools, or set up of chamber on a small scale etc).
Loan Amount: 30% of item price but upto Tk.10.00 Lac.
Flexible repayment (EMI) upto 36 months.
Competitive Interest Rate.
Processing Fee: 0.50% of the loan amount plus VAT.
No Hidden Charge.
Easy documentation & quick processing.
Option for early & partial settlement.
Competitive Interest Rate.
Eligibility:
Any Bangladeshi Practising Physician/Surgeon as self employed or salaried person.
Registered doctor of BMA/BMDC.
For salaried individual, must be confirmed employees of a relevant firm. For self employed individual, a business record of minimum 2 years.
Monthly net income must be 3 times of loan installment.
Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan.
Required Documents:
Copy of National ID of Applicant & Guarantor(s).
3 Copies of recent lab printed passport size photograph of applicant and guarantor(s).
Bank Statement of at least 06 months.
Quotation of the item to be purchased.
For salaried person, salary certificate & letter of introduction from competent authority.
For self-employed person, trade license & other related papers.
Self declaration of the applicant regarding income.
Certificate of MBBS/BDS or higher degree, if require.
Bank may request for any other relevant documents, if necessary.
Security:
Hypothecation over purchased assets.
Required No’s of fully prepared post dated & valid signed MICR cheques of our Bank with Memorandum of Deposit of cheques.
Personal Guarantee(s).
Authorization for debiting client’s account.
Comprehensive insurance over assets.
Please contact your nearest PB PLC. Branch/ Sub-Branch/ IBW countrywide, or directly contact
Tel.02-223381614 Ext. 380, 490, 47118710, 47118827; IP +88 09666821816 or e-mail us at [email protected]