To Provide Bangladeshi citizens with a comprehensive retirement benefit that can ensure their financial security after their active working years.
Features and Benefits
It is a one-way deposit account up to maturity.
The account will be matured when the applicant’s age will be 60 years.
After maturity cheque book / Debit card will be provided.
After maturity the applicants have freedom for encashment full amount or partial and to continue the account as he/she desires.
Loan facility up to 90% of the deposit amount.
Initial deposit is Tk. 100/- and its multiples with multiples time.
Deposit can be made through Cash, Fund transfer, BACH, NIKASH, RTGS, standing instructions from all chequeing deposit Account and Bikash through PI banking apps.
Pre-matured encashment is allowed but no interest is payable before one year.
Multiples accounts can be opened in different branches in the same name.
Transaction notification through SMS.
Pi banking facility (app based digital banking).
Online transaction facilities through the largest online network.
Eligibility
Any Bangladeshi individual aged between 18 to 59 years having no dual citizenship.
Interest Rate
6 months prevailing rate plus 1% p.a. on daily product basis to be compounded monthly (subject to changed time to time as per management decision).
Requirements
Photocopy of NID/Smart Card/Passport/Driving License.
Two copies of recent passport size photograph duly attested by the introducer.
One copy of recent passport size photograph of the nominee duly attested by the A/C holder.
Specific papers/documents as required.
Fees/Service Charges
No account maintenance fee, online and SMS charges will be recovered from this account.
N.B.- For details, please contact the nearest Branch / Sub Branch / Islamic Banking Window of Pubali Bank PLC