Pubali Bank Personal Loans offer fast processing of your loan which can be used for any purpose.
Features:
To meet any personal/ family need.
Loan amount upto BDT 20 lac or upto 20 times of the net income/ take home salary whichever is lower.
Flexible repayment (EMI) of 12 to 60 months.
Competitive Interest Rate.
Processing Fee: 0.50% of the loan amount plus VAT.
No Hidden Charge.
Easy documentation & quick processing.
Option for early & partial settlement.
Partial Settlement Fee: @0.25% but maximum Tk.10,000/- plus VAT.
Early Settlement Fee: @0.50% on outstanding amount plus VAT.
Eligibility:
Any Bangladeshi individual who has the means and capacity to repay the loan.
Bangladeshi supported by National ID (mandatory).
Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan.
Minimum Gross Income for salaried: Tk.10,000/-, self-employed: Tk.25,000/- & businessmen: Tk.25,000/- per month.
Required Documents:
Copy of National ID of Applicant & Guarantor(s).
2 Copies of recent lab printed passport size photograph of applicant and guarantor(s).
Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (for loan amount exceeding Tk.5.00 lac).
Bank Statement of at least 06 months.
For salaried person, Salary Certificate from competent authority.
For businessman, valid trade license for last two years, income statement.
For House / Flat Owner, Electric Bill / Gas Bill / Municipal Holding Tax Receipt/ Mutation Parcha/ Rent Receipt in the name of the applicant/spouse/parents.
Security:
Personal Guarantee(s).
Authorization for debiting client's deposit account for collection of EMI.
Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques.
Collateral/ Appropriate security (if applicable).
Please contact your nearest PB PLC. Branch/ Sub-Branch/ IBW countrywide, or directly contact
Tel.02-223381614 Ext. 380, 490, 47118710, 47118827; IP +88 09666821816 or e-mail us at [email protected]