Pubali Bank offer fast processing of your personal loan which can be used for any purpose.
Features:
To meet any personal/ family need.
Loan amount upto BDT 20 lac or upto 20 times of the net income/ take home salary whichever is lower.
Flexible repayment (EMI) of 12 to 60 months.
Competitive Interest Rate.
Processing Fee: 0.50% of the loan amount plus VAT.
No Hidden Charge.
Easy documentation & quick processing.
Option for early & partial settlement.
Partial Settlement Fee: @0.25% but maximum Tk.10,000/- plus VAT.
Early Settlement Fee: @0.50% on outstanding amount plus VAT.
Eligibility:
Any Bangladeshi individual who has the means and capacity to repay the loan.
Confirmed employee with at least 1 year confirmed service with current employer/ Self- employed (Doctors, Engineers, Architects etc.)
for at least 2 years / Businessmen doing business successfully for at least 2 years.
Bangladeshi supported by National ID (mandatory).
Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan.
Minimum Gross Income for salaried: Tk.10,000/-, self-employed: Tk.25,000/- & businessmen: Tk.25,000/- per month.
Required Documents:
Copy of National ID of applicant and guarantor(s).
3 copies recent lab printed passport size photograph of the applicant & guarantor(s).
Up to date Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant
(for loan amount exceeding Tk.5.00 lac).
Last 6 (six) months' Bank Statement of the applicant.
For salaried person, Salary Slip/ Letter of introduction from competent authority.
Proof of employment for minimum 01 (one) year confirmed service.
For businessmen, valid trade license for last two years.
Latest utility bill.
Statement of all active Bank Loans (if any).
Net worth statement of applicant & guarantor.
Security:
Personal Guarantee(s).
Authorization for debiting client's deposit account for collection of EMI.
Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques.
Collateral/ Appropriate security (if applicable).
Please contact your nearest PB PLC. Branch/ Sub-Branch/ IBW countrywide, or directly contact
Tel.02-223381614 Ext. 380, 490, 47118710, 47118827; IP +88 09666821816 or e-mail us at [email protected]