Senior Citizen Pubali Deposit Scheme (SCPDS)

Features and Benefits

  • This account can be opened with a minimum deposit of Tk.10 lac (Ten lac).
  • The account holder can deposit any amount of money as he/she desires.
  • Deposit can be made through Cash, Fund transfer, BACH, NIKASH, RTGS, standing instructions from all chequeing deposit Account and Bikash through PI banking apps.
  • Monthly interest/profits withdrawal facility from the following month of account opening.
  • This account can be used as a saving account after one year with the same profit/interest rate.
  • Debit card and cheque book facility.
  • Up to 80% loan facility on total deposit amount.
  • Multiples accounts can be opened in different branches in the same name.
  • Transaction notification through SMS.
  • Pi banking facility (app based digital banking).
  • Online transaction facilities through the largest online network.
  • Eligibility

  • Any Bangladeshi individual aged 59 and above having no dual citizenship.
  • Interest Rate

  • 6 months prevailing rate plus 1% p.a. on daily product basis to be compounded monthly (subject to changed time to time as per management decision).
  • Requirements

  • Photocopy of NID/Smart Card/Passport/Driving License.
  • Two copies of recent passport size photograph duly attested by the introducer.
  • One copy of recent passport size photograph of the nominee duly attested by the A/C holder.
  • Specific papers/documents as required.
  • Fees & Charges

  • No account maintenance fee, online and SMS charges will be recovered.
  • N.B.- For details, please contact the nearest Branch / Sub Branch / Islamic Banking Window of Pubali Bank PLC