To meet different short-term fund requirements of the clients.
Loan Against Term Deposit:
PBL provides short term loan facilities against various term
deposits such as DPS, PPS, PSP, SSP,PPPS, DPS,TBSD, MPSD
PPPS, SCPDS, etc. in the name of Individuals, Firms & Companies.
PBL Utshab:
To meet up short term capital need to the business concern on the eve of various religious and social festivals.
Loan celing Tk. 20 lac to 30 lac.
Tenure is 60 days to 90 days with no renewable facility.
Refund mood EMI, lump sum or at a time.
Collateral is not mandatory upto Tk. 10 lac.
Agri Credit:
To finance various sub-sectors of agriculture for the socio-economic development of the farmers.
i) Pubali Sufala Rin:
To provide short term agricultural finance for cultivation of crops, phrase and fruit plants.
- Tenure 6-9 months with upto 6 months grace period.
- Refund mood EMI, lump sum or at a time .
- No collateral is required for above 5-acre land cultivation.
Micro Credit:
A pilot project for Micro Credit.
ii) Pubali Prantic Rin:
For individual and group to meet up short term fund requirement.
- Loan limit upto Tk. 75000 (First time Tk. 50,000/- per person).
- Tenure 6-12 months with 14 to 30 days grace period.
- Refund mood weekly/fortnightly/monthly installment.
iii) Pubali Prottasha Rin:
For business concern to meet up short term fund requirement.
- Loan limit upto 2 lac ( First time upto TK. 1.50 lac).
- Tenure 12 months with maximum 1 month grace period.
- Refund mood weekly/fortnightly/monthly installment.
Demand Loan:
Loans to business concerns to meet their short-term financial requirements.
Pre-Foreign Education Loan:
For facilitating students for higher education in abroad.
Loan limit upto Tk.60 lac with 10% margin.
Tenure Maximum 180 days.
Lien of SB/CD/FDR account.
N.B.- For details, please contact the nearest Branch / Sub Branch / Islamic Banking Window of Pubali Bank PLC