Being a Teacher is one of the highest privileges one could have. PBPLC is pleased to introduce Teachers Loan Scheme for teachers of Primary School,
High School, College & University can have easy access to loans for their personal/ family needs.
We understand teachers requirement better and can process the loan faster.
Features:
Any purpose loan to improve the lifestyle of the Teachers.
Loan amount upto Tk.20.00 Lac.
Flexible repayment (EMI) upto 60 months.
Competitive Interest Rate.
Processing Fee: @0.50% but maximum Tk.1,000/- plus VAT.
No Hidden Charge.
Easy documentation & quick processing.
Option for early & partial settlement.
Partial Settlement Fee: @0.25% but maximum Tk.10,000/- plus VAT.
Early Settlement Fee: @0.50% on outstanding amount plus VAT.
Eligibility:
Teachers of Government, Semi Govt., Autonomous Educational Institutions i.e. Primary School, High School, College & University whose
salary account are maintained with PBPLC.
DBR: upto 90% of Take Home Salary who has others income i.e. Agricultural Income, House Rent, Tuition Income etc.
Maximum age 59 years at the time of maturity of the loan.
Required Documents:
Copy of National ID of Applicant & Guarantor(s).
2 Copies of recent lab printed passport size photograph of applicant and guarantor(s).
Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant
(for loan amount exceeding Tk.5.00 lac).
Bank Statement of at least 06 months.
Salary Certificate & Letter of Introduction from competent authority.
Security:
Personal Guarantee(s).
Authorization for debiting client's deposit account for collection of EMI.
Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques.
Please contact your nearest PB PLC. Branch/ Sub-Branch/ IBW countrywide, or directly contact
Tel.02-223381614 Ext. 380, 490, 47118710, 47118827; IP +88 09666821816 or e-mail us at [email protected]