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Islamic Banking » Investment Schemes » Bai Muazzal Account
Bai Muazzal Account
Terms and Conditions
Specific papers/documents on the basis of the type of the customer.
Photograph of Account holder is required.
Specimen Signature is required.
Introducer is required.
Nominee is required in case of individual.
Initial Deposit is not compulsory.
The Client is to offer & place order to purchase certain specific goods by the bank and commit to buy the same from the Bank on Bai-Muajjal i.e.: deferred payment sale at fixed price.
The Client is to offer collateral security to guarantee the implementation of the promise to pay in future date.
The Bank must purchase the goods and at the same time must deliver the goods to the Client on specified date, quantity, quality and price etc.
The price has to be fixed and agreed and cannot be increased later.
The Bank will sell the goods at agreed price, which will include price and the profit mark up.
The client may apply for a limit under which disbursement may be made in deals fulfilling all deal wise documentation and application formalities.
Individual (Adult).
Sole trader ship Firm.
Partnership Firm.
Joint Stock Company.
Non Trading Concern (Club, Society etc).
Govt. /Autonomous Bodies.
Investment will be given and invested According to Shariah principles
It is permissible for the Client to place an order to purchase particular goods by the Bank deciding its specification and commit to buy the same from the Bank on Bai-Muajjal i.e. deferred payment sale at fixed price.
It is permissible to make the promise binding upon the Client to purchase from the Bank, that is, he is to either satisfy the promise or to indemnify the damages caused by breaking the promise without excuse.
Multiple Account May be allowed if sanctioned by the Authority
Joint Account Allowed
No Closing Charge
Compound profit with quarterly rest
Quarterly profit application in March, June, September and December each year
Withdrawal Frequency Random by the Customers within the sanctioned limit. Excess over the limit may be allowed by the competent authority
No profit on credit balance. Interest to be recovered for debit balances only. Daily product basis
For any query please Contact at: Tel: (PABX) 9551614 FAX: 880-2-9564009 or e-mail us at [email protected]
Foreign Currency Rates
Currency Buying Selling
USD 81.00 82.50
EURO 86.15 90.80
GBP 99.70 104.70
News & Events

May 20, 2018
Vice-Chairman of Pubali Bank Ltd. elected.


May 10, 2018
Pubali Bank Ltd. holds 35th Annual General Meeting (AGM)


May 10, 2018
Chairman of Pubali Bank Ltd. Re-elected for 02(two) years


April 30, 2018
Pubali Bank Limited honoured with plaque by the Centre for NRBs


April 17, 2018
Pubali Bank Ltd. signs MoU with BRAC Services Ltd


April 15, 2018
Pubali Bank Limited donated Tk.5 (five) crore to the Honourable Prime Minister’s Relief & Welfare fund.


February 22, 2018
Pubali Bank Ltd. signed agreement with Bangladesh Bank.


January 22, 2018
Pubali Bank Ltd. donated a Pick-up to DMP.


January 15, 2018
Pubali Bank Ltd. signed agreement with Bangladesh Bank.


November 28, 2017
Pubali Bank Limited donated 50,000 blankets to Prime Minister’s Relief fund.


November 27, 2017
Pubali Bank Ltd. inaugurates 458th branch at Melandaha Bazar, Jamalpur.


November 08, 2016
A training course on ‘Foundation Training for Senior Officers & Officers’ was held recently under the auspices of Pubali Bank Training Institute.


November 03, 2016
Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .


November 03, 2016
Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .


November 02, 2016
Pubali Bank Limited donates Tk. 20(Twenty) Lac to Dhaka Bar Association .


October 27, 2016
Pubali Bank Ltd. organizes Follow up Meeting with the CLS Agents on Consumers Credit Scheme .


October 23, 2016
Pubali Bank Ltd. gives bicycle to girls of Monir Ahmed Academy, Sylhet .


October 19, 2016
Pubali Bank Ltd. inaugurates its shifted Gulshan Model Town Corporate Branch.


March 01, 2015
Pubali Bank Ltd. recommended for 10% Cash Dividend for the year 2014.


February 23, 2015
Md. Abdul Halim Chowdhury new Managing Director of Pubali Bank Ltd.


February 22,, 2015
1st Managers’conference-2015 of Dhaka South Region of Pubali Bank Ltd. held.


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