|
| Retail Banking » Recurring Deposits » Pubali Sanchaya Prakalpa (PSP) |
|
|
|
| Pubali Sanchaya Prakalpa (PSP) |
|
| Customer Eligibility |
|
 |
Adult Individual |
|
|
| Account Opening Procedure |
|
|
Prescribed application form |
|
|
Photograph of Account holder is required |
|
|
Photograph of the nominee(s) is/are required |
|
|
Specimen Signature required |
|
|
| Introducer |
|
|
Required |
|
|
| Joint Account Concept |
|
|
Joint Account allowed |
|
|
| Duration |
|
|
5/10 Years |
|
|
| Deposit Amount |
|
|
Tk. 100/250/500/1000/2000/5000 |
|
|
| Deposit Date |
|
|
1st to 12th day of each month. |
|
|
| Interest Rate and Type |
|
|
It is 8.00, 9.00%. It may change time to time |
|
|
It is simple in type |
|
|
| Premature Interest Rate/Encashment |
|
|
Allowed subject to following interest rate: |
|
|
- Before 1 year - No interest and no penalty. |
|
|
- After 1 year to before 3 years – SB interest rate. |
|
|
- After 3 years before maturity – 5% simple interest. It may change time to time. No interest for fraction days |
|
|
- After 5 years before maturity – 6% simple interest. It may change time to time. |
|
|
- After 7 years before maturity – 7% simple interest. It may change time to time. |
|
|
- No interest for fraction days. No interest for remaining days. |
|
|
| Loan facilities |
|
|
Period of A/C: At least 2 years |
|
|
Loan Limit: 80% of total Deposit Amount |
|
|
Loan Period: 2 years or within least period of Maturity |
|
|
Loan Type: Demand Loan |
|
|
Interest Rate(%): PSP rate+3% |
|
|
Installment: Monthly Basis or Single |
|
|
| Excise Duty, Source Tax and Incidental Charge |
|
|
Source Tax: Yes |
|
|
Excise Duty: No |
|
|
Incidental Charge: No |
|
|
| Closing Procedure |
|
|
Account is temporary closed if at a time 3 months Due |
|
|
Account is automatically closed if at a time 4 months Due |
|
|
| Withdrawal Procedure |
|
|
Single |
|
|
| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
|
|
.;l |
|
| Foreign Currency Rates |
|
|
| Currency |
Buying |
Selling |
|
| USD |
108.50 |
108.90 |
|
| EURO |
118.60 |
122.20 |
|
| GBP |
133.85 |
139.25 |
|
|
|
|
| News & Events |
|
|
|
|
|
|
| All News |
|
|
|
