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| Retail Banking » Recurring Deposits » Pubali Sanchaya Prakalpa (PSP) |
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| Pubali Sanchaya Prakalpa (PSP) |
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| Customer Eligibility |
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Adult Individual |
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| Account Opening Procedure |
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Prescribed application form |
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Photograph of Account holder is required |
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Photograph of the nominee(s) is/are required |
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Specimen Signature required |
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| Introducer |
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Required |
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| Joint Account Concept |
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Joint Account allowed |
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| Duration |
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5/10 Years |
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| Deposit Amount |
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Tk. 100/250/500/1000/2000/5000 |
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| Deposit Date |
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1st to 12th day of each month. |
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| Interest Rate and Type |
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It is 8.00, 9.00%. It may change time to time |
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It is simple in type |
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| Premature Interest Rate/Encashment |
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Allowed subject to following interest rate: |
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- Before 1 year - No interest and no penalty. |
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- After 1 year to before 3 years – SB interest rate. |
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- After 3 years before maturity – 5% simple interest. It may change time to time. No interest for fraction days |
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- After 5 years before maturity – 6% simple interest. It may change time to time. |
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- After 7 years before maturity – 7% simple interest. It may change time to time. |
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- No interest for fraction days. No interest for remaining days. |
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| Loan facilities |
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Period of A/C: At least 2 years |
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Loan Limit: 80% of total Deposit Amount |
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Loan Period: 2 years or within least period of Maturity |
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Loan Type: Demand Loan |
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Interest Rate(%): PSP rate+3% |
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Installment: Monthly Basis or Single |
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| Excise Duty, Source Tax and Incidental Charge |
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Source Tax: Yes |
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Excise Duty: No |
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Incidental Charge: No |
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| Closing Procedure |
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Account is temporary closed if at a time 3 months Due |
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Account is automatically closed if at a time 4 months Due |
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| Withdrawal Procedure |
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Single |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
113.00 |
114.00 |
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| EURO |
125.35 |
128.30 |
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| GBP |
145.00 |
147.70 |
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