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    Retail Banking » Term Deposits » Monthly Profit Based Small Deposit (MPSD)
    Monthly Profit Based Small Deposit (MPSD)
    Product Features
    Object
    The object of the scheme is to enable the small depositor to make the financial provision for his future need or to meet the monthly basic/specific need by paying deposits in monthly installments for an agreed period. The product will be known as “Monthly Profit based Small Deposit (MPSD)”. However, we may also give attractive name like “Pubali Shadhin Shanchay”
    Who can open?
    The accounts may be opened for persons, after they are properly introduced by the Bank. The accounts may be opened by (a) a person in his or her own name (b) two or more persons, in their join names, who will be beneficiaries jointly, anyone or more among them or survivors or survivor of them. Customers must be registered and KYC compliant. Photographs and necessary papers such as National ID etc. will be required to prove identity. Nomination is required but it can be changed.
    Monthly Installments
    This account may be opened with a minimum monthly installment of Tk. 100 or in multiples thereof. The monthly installments may be made on or before the last working day of the month. An account holder may deposit more than one installment in a month. Installment size is not fixed. An account holder may deposit Tk. 100 in one installment and another installment may be Tk.500 considering the seasonality of the income. An account holder may not also deposit any installment within a month considering the income uncertainty. Hence, an account holder will enjoy complete freedom for depositing installments.
    Payment of Deposits
    Interest may be paid monthly if interest exceeds the threshold for that period as defined by the customers. Threshold of the interest to be paid monthly is of Tk. 100 or in multiples thereof. If a customer wants interest to be paid monthly with a threshold value of Tk.500, unless until her/his deposits generates interest Tk. 500 or more per month, interest will be added to deposits. Customers may also take single payment for entire deposits. Payment will be made by way of account payee cross cheque/draft or cash or by way credit to saving or current account.
    Interest Rate and Interest Calculation
    Interest rate of the accounts should be less than the recurrent deposits or less than the interest rate of one year fixed deposits. Initially interest rate may be 9.00% per year and it may be changed time to time. Interest will be calculated daily basis but compounded monthly unless until it meets the thresholds as defined by the customers.
    Duration
    Duration may be between 3 to 10 years as per depositor’s choice.
    Premature Encashment
    Premature encashment is allowed subject to following interest rate:
    Before 12 months - SB interest and
    From 12 to onwards – Highest SND interest rate.
    Excise Duty, Source Tax and Account Maintenance Fee
    Excise duty and source tax is applicable but account maintenance fee will not be taken.
    Closing Procedure
    Account will be close on maturity and after payment is made or premature encashment.
    Loan Facility
    Period of A/C: At least 2 years
    Loan Limit: 80% of total Deposit Amount
    Loan Period: 2 years or within least period of Maturity
    Loan Type: Demand Loan
    Interest Rate(%): MPSD rate + 2%
    Operation by PA Holder
    It is allowed.
    Deposits of Installments
    The deposit made across the counter for credit of an account should be accompanied by the prescribed pay-in-slip supplied by the Bank. Bank may also appoint collector agents to collect the deposits and agent commission may be 0.5% i.e. if interest rate is 9.0%, cost of fund (interest rate + agent commission) will be 9.5%. Bank may also place deposit box in industries so that customers may submit deposits to that box and Bank will collect deposits from the deposits box as per predefined schedule.
    For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com
    Foreign Currency Rates
    Currency Buying Selling
    USD 85.90 87.90
    EURO 99.55 104.35
    GBP 116.25 121.80
    News & Events

    Date: 24 November,2021
    Pubali Bank Limited inaugurates transaction service with bkash

     

    Date: 31 October,2021
    Pubali Bank Ltd. donated blankets to Prime Minister’s Relief fund

     

    Date: 23 September,2021
    Pubali Bank Ltd. signs Agreement with Bangladesh Bank

     

    Date: 06 September,2021
    Pubali Bank Ltd. inaugurates ATM Booth at Kishoreganj

     

    Date: 17 August,2021
    Condolence.

     

    Date: 03 August,2021
    Pubali Bank Ltd. holds countrywide 3rd Virtual Conference 2021.

     

    Date: 06 July,2021
    Article published on Prothom Alo News paper on 05.07.2021 written by our Honorable Managing Director & CEO, Safiul Alam Khan Chowdhury,Pubali Bank Ltd.

     

    Date: 27 June,2021
    Pubali Bank Ltd. inaugurates ATM Booth at traditional Sadarghat Launch Terminal, Dhaka.

     

    Date: 03 June,2021
    Monzurur Rahman Re-elected Chairman of Pubali Bank Ltd.

     

    Date: 03 June,2021
    Pubali Bank Ltd. holds 38th Annual General Meeting (AGM).

     

    Date: 18 April,2021
    03 (Three) new DMDs in Pubali Bank Ltd.

     

    Date: 12 April,2021
    Safiul Alam Khan Chowdhury, Managing Director of Pubali Bank Ltd.

     

    Date: 05 April,2021
    Pubali Bank Ltd. holds 1st Managers’ Conference-2021 of Mymensingh Region.

     

    Date: 17 January,2021
    Pubali Bank Ltd. awarded by Dhaka WASA.

     

    Date: 11 November 2020
    M. Azizul Haq, present Independent Director and Chairman of the Audit Committee & former Chairman of the Board of Directors of Pubali Bank Limited, passed away.

     

    Date: 09 August 2020
    Pubali Bank Ltd. donated a Bus to Bangabandhu Sheikh Mujib Medical University (BSMMU).

     

    Date: 04 August 2020
    Press Release.

     

    Date: 30 July 2020
    Monzurur Rahman elected Chairman of Pubali Bank Ltd.

     

    Date: 30 July 2020
    Pubali Bank Ltd. holds 37th Annual General Meeting (AGM).

     

    Date: 21 July 2020
    Pubali Bank Ltd. holds 2nd Conference-2020(Virtual) of Regional and Corporate Branch Managers.

     

    Date: 07 July 2020
    Pubali Bank Ltd. holds countrywide online conference with all branch managers’ participation

     

    Date: 30 June 2020
    Mohammad Ali new Additional Managing Director of Pubali Bank Ltd

     

    Date: 11 February 2020
    Pubali Bank Ltd. holds 1st Managers’ Conference-2020 of Moulvibazar Region

     

    Date: 27 January 2020
    "Dhaka Angel Lions Club" distributed cloths among cold stricken people

     

    Date: 24 December 2019
    Pubali Bank Limited inaugurates 480th branch at Sonargaon Janapath, Uttara

     

    Date: 12 December 2019
    Pubali Bank Limited inaugurates 476th branch at Kalihati, Tangail

     

    Date: 05 December 2019
    Pubali Bank Ltd. organizes CLS Agent Conference 2019

     

    Date: 28 November 2019
    Pubali Bank Ltd. inaugurates Islamic Banking Window At Gulshan Corporate Branch, Dhaka

     

    Date: 13 July 2019
    Pubali Bank Ltd. holds 2nd conference-2019 of Regional and Corporate Branch Managers

     

    Date: 20 May 2019
    M. Azizul Huq elected Chairman of Pubali Bank Ltd.

     

    Date: 19 May 2019
    Pubali Bank Ltd. holds 36th Annual General Meeting (AGM).

     

    Date: 25 April 2019
    36th (Thirty Sixth) Annual General Meeting(AGM) of Pubali Bank Limited will be held on 19 May 2019.

     

    Date: 11 April 2019
    Pubali Bank Ltd. inaugurates its Renovated `Chairman’s Secretariat’, `Board Room’ and `MD’s Secretariat’.

     

    Date: 21 March 2019
    Pubali Bank Ltd. inaugurates ATM Booth at Agricultural University, Mymensingh.

     

    Date: 17 February 2019
    Pubali Bank Ltd. holds 1st Managers’ Conference-2019 of Rangpur Region.

     

    04 January 2019
    Pubali Bank Ltd. holds 1st Managers’ Conference-2019 of Chattogram South Zone.

     

    03 January 2019
    Pubali Bank Ltd. holds 1st Managers’ Conference-2019 of Chattogram North Zone.

     

    December 31, 2018
    Safiul Alam Khan Chowdhury re-appointed as Additional Managing Director of Pubali Bank Ltd.

     

    December 05, 2018
    Pubali Bank Ltd. organizes “Orientation Program” for newly recruited Armed Guards.

     

    November 13, 2018
    Pubali Bank Limited awarded as the highest tax-payer by NBR.

     

    October 18, 2018
    A training course on ‘Foundation Training for Senior Officers & Officers’.

     

    October 17, 2018
    Pubali Bank Ltd. organizes Fire Safety Training & Fire Drill.

     

    October 11, 2018
    Pubali Bank Ltd. holds 2nd Managers’ conference-2018 of Mymensingh Region.

     

    September 30, 2018
    Pubali Bank Ltd. donates 15 lac taka to Shahjalal University for Research Purpose.

     

    August 12, 2018
    Pubali Bank Ltd. holds 2nd Managers’ Conference-2018 of Dhaka North.

     

    August 09, 2018
    Pubali Bank Ltd. donated an Ambulance to Dhaka National Medical Institute Hospital.

     

    July 25, 2018
    Disclosure relating to un-audited Half-Yearly (Q2) Financial information.

     

    July 16, 2018
    A training course on ‘Foundation Training for Senior Officers & Officers’

     

    July 16, 2018
    Pubali Bank Ltd. appointed Muhammad Mijanur Rahman Joddar as AMD-1.

     

    May 20, 2018
    Vice-Chairman of Pubali Bank Ltd. elected.

     

    May 10, 2018
    Pubali Bank Ltd. holds 35th Annual General Meeting (AGM)

     

    May 10, 2018
    Chairman of Pubali Bank Ltd. Re-elected for 02(two) years

     

    April 30, 2018
    Pubali Bank Limited honoured with plaque by the Centre for NRBs

     

    April 17, 2018
    Pubali Bank Ltd. signs MoU with BRAC Services Ltd

     

    April 15, 2018
    Pubali Bank Limited donated Tk.5 (five) crore to the Honourable Prime Minister’s Relief & Welfare fund.

     

    February 22, 2018
    Pubali Bank Ltd. signed agreement with Bangladesh Bank.

     

    January 22, 2018
    Pubali Bank Ltd. donated a Pick-up to DMP.

     

    January 15, 2018
    Pubali Bank Ltd. signed agreement with Bangladesh Bank.

     

    November 28, 2017
    Pubali Bank Limited donated 50,000 blankets to Prime Minister’s Relief fund.

     

    November 27, 2017
    Pubali Bank Ltd. inaugurates 458th branch at Melandaha Bazar, Jamalpur.

     

    November 08, 2016
    A training course on ‘Foundation Training for Senior Officers & Officers’ was held recently under the auspices of Pubali Bank Training Institute.

     

    November 03, 2016
    Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

     

    November 03, 2016
    Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

     

    November 02, 2016
    Pubali Bank Limited donates Tk. 20(Twenty) Lac to Dhaka Bar Association .

     

    October 27, 2016
    Pubali Bank Ltd. organizes Follow up Meeting with the CLS Agents on Consumers Credit Scheme .

     

    October 23, 2016
    Pubali Bank Ltd. gives bicycle to girls of Monir Ahmed Academy, Sylhet .

     

    October 19, 2016
    Pubali Bank Ltd. inaugurates its shifted Gulshan Model Town Corporate Branch.

     

    March 01, 2015
    Pubali Bank Ltd. recommended for 10% Cash Dividend for the year 2014.

     

    February 23, 2015
    Md. Abdul Halim Chowdhury new Managing Director of Pubali Bank Ltd.

     

    February 22,, 2015
    1st Managers’conference-2015 of Dhaka South Region of Pubali Bank Ltd. held.

     

    All News