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Corporate Banking » Demand Loan (DL)
Demand Loan (DL)
Categories
Loan Against PF Loan Against PSP
Loan Against Gold Loan Against Other Securities
General HBL Loan Against SSP
Loan Against DPS Education Loan
Loan Against Secured Mortgage Loan Against Provident Fund
Loan Against Transport Staff House Building Loan
Loan Against FDR Car Loan (Interest Bearing)
Term Loan Motor Cycle Loan
Flood Loan Non Resident Credit Scheme
Loan Against PPS Other Loan
Customer Eligibility
Demand loans are sanctioned to Corporate/Companies or Business Concerns or Government or Partnership companies, Proprietorship companies or any individuals and staffs.
Repayment is made by monthly installment or in lump sum as per sanction term. Repayment schedule may be changed if the bank changes the rate of interest or customer fails to pay Installment in due time. Sanction Limit, Installment size, no. of installments and interest rate has to be defining into the sanction letter.
Sanction Details
Limit
Date of Sanction
Period
Expiry Date
Loan Ceiling/Disbursement
Disbursement may be one time or by multiple installments up to the sanction limit.
Suppose limit is 15.00 Lac (15,00,000.00) only. Disbursement may be 1st installment 5.00 Lac, 2nd installment 8.00 Lac and 3rd 2.00 Lac.
Moratorium or Grace period
Grace period should be defined for General HBL, Staff HBL and such kind of accounts. It may be Six months or Twelve months or Twenty-four months from date of opening. Example: a loan for 1,00000.00 is sanctioned on 01.01.2009 at 10% interest for 1 year. The grace period is 6 months, during grace period interest capitalisation takes place but there will be no repayment from customer.
Repayment
Repayment will be started after the grace period.
Installment may be repaid from Current Deposits/Savings Bank Account or through the standing instruction.
Repayment of Monthly/Quarterly/Semi-annually/Yearly installments can be made in CASH through Teller transaction
Repayment will be completed by settlement process.
Penal Interest
Penal Interest is not allowed for DL Accounts.
Premature Adjustment
Allowed as usual subject to realization of accrued interest/charges if any
For any query please Contact at: Tel: (PABX) 9551614 FAX: 880-2-9564009 or e-mail us at [email protected]
Foreign Currency Rates
Currency Buying Selling
USD 81.00 82.50
EURO 86.15 90.80
GBP 99.70 104.70
News & Events

November 08, 2016
A training course on ‘Foundation Training for Senior Officers & Officers’ was held recently under the auspices of Pubali Bank Training Institute.

 

November 03, 2016
Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

 

November 03, 2016
Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

 

November 02, 2016
Pubali Bank Limited donates Tk. 20(Twenty) Lac to Dhaka Bar Association .

 

October 27, 2016
Pubali Bank Ltd. organizes Follow up Meeting with the CLS Agents on Consumers Credit Scheme .

 

October 23, 2016
Pubali Bank Ltd. gives bicycle to girls of Monir Ahmed Academy, Sylhet .

 

October 19, 2016
Pubali Bank Ltd. inaugurates its shifted Gulshan Model Town Corporate Branch.

 

March 01, 2015
Pubali Bank Ltd. recommended for 10% Cash Dividend for the year 2014.

 

February 23, 2015
Md. Abdul Halim Chowdhury new Managing Director of Pubali Bank Ltd.

 

February 22,, 2015
1st Managers’conference-2015 of Dhaka South Region of Pubali Bank Ltd. held.

 

All News