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| Retail Banking » Term Deposits » Deposit Pension Scheme (DPS) |
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| Deposit Pension Scheme (DPS) |
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| Customer Eligibility |
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Adult Individual |
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| Account Opening Procedure |
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Prescribed application form |
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Photograph of Account holder is required |
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Photograph of the nominee(s) is/are required |
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Specimen Signature required |
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| Introducer |
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Required |
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| Joint Account Concept |
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Joint Account allowed |
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| Duration |
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10/20 Years |
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| Deposit Amount |
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Tk. 100/200/300/400/500 |
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| Deposit Date |
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Within 8th of the month |
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| Interest Rate and Type |
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It is 12%. It may change time to time |
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It is compound in type |
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| Premature Interest Rate/Encashment |
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Allowed subject to following interest rate: |
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- Before 12 months - No interest and no penalty. |
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- From 12 to 36 months – initially it was 10%. It may change time to time. No interest for fraction days |
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- From 26 to 120 months - initially it was 11%. It may change time to time. No interest for fraction days. No interest for remaining days. |
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| Pension Amount |
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Depend on installment size |
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| Closing Procedure |
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Account is temporary closed if at a time 2 month Due OR after 3yr at a time 6 month due |
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Account is automatically closed if at a time 3 month Due OR after 3yr at a time 7 month due |
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| Withdrawal Procedure |
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Single or Monthly Pension Basis |
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| For any query please Contact at: Tel: (PABX) 9551614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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