|
| Personal Loans » Consumers Loan Scheme » Car Loan |
|
| Dreaming of owning a Car? Get and drive your dream into reality. |
| We offer Car Loan to purchase brand new/ reconditioned vehicle, according to your requirement. |
|
|
| Car Loan |
|
|
| Features |
|
 |
Loan amount from BDT 5 lac to 40 lac or 50% of the vehicle’s price, whichever is lower. |
|
|
Flexible repayment of 12 - 60 months. |
|
|
Interest Rate: Presently 9% |
|
|
Processing Fee: 0.50% of the loan amount but not more than Tk.15,000/-. |
|
|
No Hidden Charge |
|
|
Easy documentation & quick processing. |
|
|
Option for early & partial settlement. |
|
|
|
| Eligibility: |
|
|
Vehicle must be non-commercial unregistered brand new or reconditioned. |
|
|
Applicant must be Tax Paying Bangladeshi Individual having satisfactory net-worth who has means and capacity to repay Bank Loan. |
|
|
Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
|
|
Monthly net income must be 3 times of loan installment. |
|
|
| Required Documents: |
|
|
Copy of National ID of Applicant/ Guarantor(s). |
|
|
2 Copies of recent lab printed passport size photograph. |
|
|
Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant. |
|
|
Copy of utility bill |
|
Bank statement of at least 06 months of Applicant. |
|
Bank statement of Guarantor. |
|
For salaried person, letter of introduction & salary certificate from competent authority. |
|
For businessman, valid trade license & income statement. |
|
Quotation of vehicle from bonafide Auto Dealers duly accepted by applicant. |
|
|
| Security: |
|
|
|
Registration of the vehicle in the name of client & Bank. |
|
|
Hypothecation over the car. |
|
|
Personal Guarantee(s). |
|
|
Authorization for debiting client's deposit account for collection of EMI. |
|
Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
|
First Party comprehensive insurance of the vehicle. |
|
|
| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
|
|
.;l |
|
| Foreign Currency Rates |
|
|
| Currency |
Buying |
Selling |
|
| USD |
107.50 |
107.80 |
|
| EURO |
120.15 |
121.70 |
|
| GBP |
132.30 |
133.95 |
|
|
|
|
| News & Events |
|
|
|
|
|
|
| All News |
|
|
|
