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| Personal Loans » Consumers Loan Scheme » Car Loan |
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| Dreaming of owning a Car? Get and drive your dream into reality. |
| We offer Car Loan to purchase brand new/ reconditioned vehicle, according to your requirement. |
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| Car Loan |
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| Features |
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Loan amount from BDT 5 lac to 40 lac or 50% of the vehicle’s price, whichever is lower. |
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Flexible repayment of 12 - 60 months. |
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Interest Rate: Presently 9% |
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Processing Fee: 0.50% of the loan amount but not more than Tk.15,000/-. |
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No Hidden Charge |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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| Eligibility: |
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Vehicle must be non-commercial unregistered brand new or reconditioned. |
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Applicant must be Tax Paying Bangladeshi Individual having satisfactory net-worth who has means and capacity to repay Bank Loan. |
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Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
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Monthly net income must be 3 times of loan installment. |
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| Required Documents: |
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Copy of National ID of Applicant/ Guarantor(s). |
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2 Copies of recent lab printed passport size photograph. |
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Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant. |
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Copy of utility bill |
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Bank statement of at least 06 months of Applicant. |
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Bank statement of Guarantor. |
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For salaried person, letter of introduction & salary certificate from competent authority. |
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For businessman, valid trade license & income statement. |
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Quotation of vehicle from bonafide Auto Dealers duly accepted by applicant. |
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| Security: |
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Registration of the vehicle in the name of client & Bank. |
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Hypothecation over the car. |
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Personal Guarantee(s). |
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Authorization for debiting client's deposit account for collection of EMI. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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First Party comprehensive insurance of the vehicle. |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
110.00 |
111.50 |
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| EURO |
119.40 |
123.10 |
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| GBP |
138.35 |
142.35 |
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