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Retail Banking » Term Deposits » Dwigun Sanchaya Prokalpa |
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Dwigun Sanchay Proklpa (DSP) |
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Customer Eligibility |
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Adult Individuals |
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Account Opening Procedure |
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Prescribed application form |
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Photograph of Account holder is required |
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Photograph of the nominee(s) is/are required |
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Specimen Signature required |
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Introducer |
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Required |
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Joint Account Concep |
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Joint Account allowed |
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Years to be Doubled |
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Deposit will be doubled in 10 (Ten) years. No. of years to double the deposit may change time to Time |
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Deposit |
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Single deposit. Tk.1,00,000/= or multiple thereof. |
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Withdrawal Procedure |
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Encashment at Maturity or premature encashment |
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Loan Facility |
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Borrowing up to 80% of the deposited amount in the form of OD/DL. |
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Interest applicable quarterly basis |
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Premature Encashment |
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Allowed subject to following interest rate: |
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- Before 1 year - No interest and no penalty. |
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- After 1 year to before 2 years – SB interest rate. No interest for fraction days |
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- After 2 years before 3 years – 4% simple interest. No interest for remaining days. |
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- After 3 years before 4 years – 5% simple interest but no interest for remaining days. |
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- After 4 years before maturity – 6% simple interest but no interest for remaining days. |
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Total months upto the date of encashment to be calculated and interest to be paid for the multiple of 3(three) months excluding the remaining period. |
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M = T - MOD(T/3)
Where: M = Months for which interest to be paid.
T = Total months up to date of payment.
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For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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Foreign Currency Rates |
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Currency |
Buying |
Selling |
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USD |
110.00 |
111.50 |
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EURO |
119.40 |
123.10 |
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GBP |
138.35 |
142.35 |
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