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| Retail Banking » Chequing Accounts » Savings Deposit (SB) |
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| Savings Deposit (SB) |
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| Customer Eligibility |
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Autonomous |
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Club/ Societies /Association |
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Employee-Others |
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Government Account |
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Individual |
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Joint Account |
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Liquidators Account |
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Local Authority |
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Non-Govt. Organization |
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Non-Profit Organization |
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Other Public Bank Account |
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Partnership Company |
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Private Bank Account |
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Private Company |
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Private Ltd. Company |
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Proprietary Company |
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Public Ltd. Company |
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Semi Autonomous |
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Staff |
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Trustee Account |
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| Account Opening Procedure |
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Photograph required |
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Introducer required |
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Specimen Signature |
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Specific papers/documents on the basis of the type of the customer. |
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| Joint Account Concept |
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Allowed for individuals only |
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Operation as per instruction: Joint/Any/All |
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Payable to either or survivor. |
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| Nominee Inclusion |
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Required in case of individual or proprietorship company |
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| Operation by Power of Attorney holder |
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Allowed |
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| Deposit Procedure, Transaction Nature, Restrictions |
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Random by the depositor |
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No restriction for deposit |
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| Withdrawal Procedure |
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By cheques supplied by the bank. |
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Withdrawal by letter of authority may be allowed |
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Debit by bank through voucher is allowed. |
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| Return of Cheques |
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Recorded in Cheque Return information |
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Charges recoverable for dishonour of cheque for want of fund. |
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- Penalty Tk.100/= Outward clearing cheque return -(deposited with us). |
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- Penalty Tk.100/= Inward clearing cheque return - drawn on us (in case of insufficient fund). |
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| Stop payment |
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Stop payment of cheque can be made |
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| Standing Instruction |
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Standing Instruction can be given. |
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Rate of Interest |
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Rate of Interest @3.00% for any amount. |
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Calculation of Interest |
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Monthly minimum balance (half yearly compound). |
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| Withdrawl to be allowed with interest |
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Four times in a week |
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25% of total balance in a week |
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Tk. 50,000/- in a week |
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Notice is required for drawing Tk. 25,000/- or above |
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| Interest payable on Maximum balance: unlimited |
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No interest for any month in case of violation of the above terms. Any amount to be deposited after the 5th day of the month shall not be considered for accrual of interest for the concerned month. |
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| Account Statement |
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Account statement is given on demand. Charge levied for generating such ad–hoc statements. |
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Balance confirmation letter to be sent to the address of the account holder, bank collects postage fee from customer account. |
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| Source Tax, Excise Duty, Incidental/Account Maintenance Fee and Other Charge |
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Source Tax for interest earned (if has TIN 10% or without TIN 15%) at the time of interest payment. |
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Excise Duty (charges) collected on yearly on Maximum credit Balance. |
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Incidental/Account Maintenance Fee is collected from the account |
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Online service charge is applicable |
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Closing charge is applicable |
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| Savings Deposit account for Minors |
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If age of customer is less than 18 years, he/she will be treated as minor. Legal guardian is required for minor accounts. When the minor reaches the age of 18, the account will be treated as normal account. |
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| Initial Deposit |
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Minimum initial deposit ( Tk.500/=) |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
110.00 |
111.50 |
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| EURO |
119.40 |
123.10 |
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| GBP |
138.35 |
142.35 |
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