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    Islamic Banking » Investment Schemes » Hire Purchase Shirkatul Melk (HPSM)
    Hire Purchase Shirkatul Melk (HPSM)
    Terms and Conditions
    Specific papers/documents on the basis of the type of the customer.
    Photograph of Account holder is required.
    Specimen Signature is required.
    Introducer required.
    Nominee required in case of individual.
    Initial Deposit not compulsory.
    HPSM Investment to Commercial and Industrial undertaking in the form of Land, buildings, flats, commercial buildings, machineries, air conditioners, equipments (Lift & Elevators), transports, vehicles etc.
    HPSM Investment to Agriculture in the form of agricultural equipments, machineries, shallow tube wells, deep tube wells, tractors, trailers, etc.
    HPSM Transport in the form of Transport Bus, Car, Taxi, Launch, Cargo, Vessel, etc.
    HPSM in the form of Home Appliances and transshipment carriers etc. Hospital equipments, ambulance etc.
    Eligibility
    Individual (Adult).
    Sole trader ship Firm.
    Partnership Firm.
    Joint Stock Company.
    Non Trading Concern (Club, Society etc).
    Govt./Autonomous Bodies.
    NGOs.
    Benefits/Features
    Investment will be given and invested According to Shariah principles
    In Hire Purchase under Shirkatul Melk Agreement, the exact ownership of both the Hire (Bank) and Hirer (Client) must be recognized
    As the ownership of hired portion of the asset lies with the Hire (Bank) and rent is paid by the Hirer (Client) against the specific benefit, the rent is not considered as price or part of price of the asset
    Multiple Account May be allowed if sanctioned by the Authority
    Joint Account Allowed
    No Closing Charge
    Compound profit with quarterly rest
    Quarterly profit application in March, June, September and December each year
    Withdrawal Frequency Random by the Customers within the sanctioned limit. Excess over the limit may be allowed by the competent authority
    No profit on credit balance. Interest to be recovered for debit balances only. Daily product basis.
    For any query please Contact at: Tel: (PABX) 9551614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com
    Foreign Currency Rates
    Currency Buying Selling
    USD 85.90 87.90
    EURO 99.55 104.35
    GBP 116.25 121.80
    News & Events

    Date: 23 September,2021
    Pubali Bank Ltd. signs Agreement with Bangladesh Bank

     

    Date: 06 September,2021
    Pubali Bank Ltd. inaugurates ATM Booth at Kishoreganj

     

    Date: 17 August,2021
    Condolence.

     

    Date: 03 August,2021
    Pubali Bank Ltd. holds countrywide 3rd Virtual Conference 2021.

     

    Date: 06 July,2021
    Article published on Prothom Alo News paper on 05.07.2021 written by our Honorable Managing Director & CEO, Safiul Alam Khan Chowdhury,Pubali Bank Ltd.

     

    Date: 27 June,2021
    Pubali Bank Ltd. inaugurates ATM Booth at traditional Sadarghat Launch Terminal, Dhaka.

     

    Date: 03 June,2021
    Monzurur Rahman Re-elected Chairman of Pubali Bank Ltd.

     

    Date: 03 June,2021
    Pubali Bank Ltd. holds 38th Annual General Meeting (AGM).

     

    Date: 18 April,2021
    03 (Three) new DMDs in Pubali Bank Ltd.

     

    Date: 12 April,2021
    Safiul Alam Khan Chowdhury, Managing Director of Pubali Bank Ltd.

     

    Date: 05 April,2021
    Pubali Bank Ltd. holds 1st Managers’ Conference-2021 of Mymensingh Region.

     

    Date: 17 January,2021
    Pubali Bank Ltd. awarded by Dhaka WASA.

     

    Date: 11 November 2020
    M. Azizul Haq, present Independent Director and Chairman of the Audit Committee & former Chairman of the Board of Directors of Pubali Bank Limited, passed away.

     

    Date: 09 August 2020
    Pubali Bank Ltd. donated a Bus to Bangabandhu Sheikh Mujib Medical University (BSMMU).

     

    Date: 04 August 2020
    Press Release.

     

    Date: 30 July 2020
    Monzurur Rahman elected Chairman of Pubali Bank Ltd.

     

    Date: 30 July 2020
    Pubali Bank Ltd. holds 37th Annual General Meeting (AGM).

     

    Date: 21 July 2020
    Pubali Bank Ltd. holds 2nd Conference-2020(Virtual) of Regional and Corporate Branch Managers.

     

    Date: 07 July 2020
    Pubali Bank Ltd. holds countrywide online conference with all branch managers’ participation

     

    Date: 30 June 2020
    Mohammad Ali new Additional Managing Director of Pubali Bank Ltd

     

    Date: 11 February 2020
    Pubali Bank Ltd. holds 1st Managers’ Conference-2020 of Moulvibazar Region

     

    Date: 27 January 2020
    "Dhaka Angel Lions Club" distributed cloths among cold stricken people

     

    Date: 24 December 2019
    Pubali Bank Limited inaugurates 480th branch at Sonargaon Janapath, Uttara

     

    Date: 12 December 2019
    Pubali Bank Limited inaugurates 476th branch at Kalihati, Tangail

     

    Date: 05 December 2019
    Pubali Bank Ltd. organizes CLS Agent Conference 2019

     

    Date: 28 November 2019
    Pubali Bank Ltd. inaugurates Islamic Banking Window At Gulshan Corporate Branch, Dhaka

     

    Date: 13 July 2019
    Pubali Bank Ltd. holds 2nd conference-2019 of Regional and Corporate Branch Managers

     

    Date: 20 May 2019
    M. Azizul Huq elected Chairman of Pubali Bank Ltd.

     

    Date: 19 May 2019
    Pubali Bank Ltd. holds 36th Annual General Meeting (AGM).

     

    Date: 25 April 2019
    36th (Thirty Sixth) Annual General Meeting(AGM) of Pubali Bank Limited will be held on 19 May 2019.

     

    Date: 11 April 2019
    Pubali Bank Ltd. inaugurates its Renovated `Chairman’s Secretariat’, `Board Room’ and `MD’s Secretariat’.

     

    Date: 21 March 2019
    Pubali Bank Ltd. inaugurates ATM Booth at Agricultural University, Mymensingh.

     

    Date: 17 February 2019
    Pubali Bank Ltd. holds 1st Managers’ Conference-2019 of Rangpur Region.

     

    04 January 2019
    Pubali Bank Ltd. holds 1st Managers’ Conference-2019 of Chattogram South Zone.

     

    03 January 2019
    Pubali Bank Ltd. holds 1st Managers’ Conference-2019 of Chattogram North Zone.

     

    December 31, 2018
    Safiul Alam Khan Chowdhury re-appointed as Additional Managing Director of Pubali Bank Ltd.

     

    December 05, 2018
    Pubali Bank Ltd. organizes “Orientation Program” for newly recruited Armed Guards.

     

    November 13, 2018
    Pubali Bank Limited awarded as the highest tax-payer by NBR.

     

    October 18, 2018
    A training course on ‘Foundation Training for Senior Officers & Officers’.

     

    October 17, 2018
    Pubali Bank Ltd. organizes Fire Safety Training & Fire Drill.

     

    October 11, 2018
    Pubali Bank Ltd. holds 2nd Managers’ conference-2018 of Mymensingh Region.

     

    September 30, 2018
    Pubali Bank Ltd. donates 15 lac taka to Shahjalal University for Research Purpose.

     

    August 12, 2018
    Pubali Bank Ltd. holds 2nd Managers’ Conference-2018 of Dhaka North.

     

    August 09, 2018
    Pubali Bank Ltd. donated an Ambulance to Dhaka National Medical Institute Hospital.

     

    July 25, 2018
    Disclosure relating to un-audited Half-Yearly (Q2) Financial information.

     

    July 16, 2018
    A training course on ‘Foundation Training for Senior Officers & Officers’

     

    July 16, 2018
    Pubali Bank Ltd. appointed Muhammad Mijanur Rahman Joddar as AMD-1.

     

    May 20, 2018
    Vice-Chairman of Pubali Bank Ltd. elected.

     

    May 10, 2018
    Pubali Bank Ltd. holds 35th Annual General Meeting (AGM)

     

    May 10, 2018
    Chairman of Pubali Bank Ltd. Re-elected for 02(two) years

     

    April 30, 2018
    Pubali Bank Limited honoured with plaque by the Centre for NRBs

     

    April 17, 2018
    Pubali Bank Ltd. signs MoU with BRAC Services Ltd

     

    April 15, 2018
    Pubali Bank Limited donated Tk.5 (five) crore to the Honourable Prime Minister’s Relief & Welfare fund.

     

    February 22, 2018
    Pubali Bank Ltd. signed agreement with Bangladesh Bank.

     

    January 22, 2018
    Pubali Bank Ltd. donated a Pick-up to DMP.

     

    January 15, 2018
    Pubali Bank Ltd. signed agreement with Bangladesh Bank.

     

    November 28, 2017
    Pubali Bank Limited donated 50,000 blankets to Prime Minister’s Relief fund.

     

    November 27, 2017
    Pubali Bank Ltd. inaugurates 458th branch at Melandaha Bazar, Jamalpur.

     

    November 08, 2016
    A training course on ‘Foundation Training for Senior Officers & Officers’ was held recently under the auspices of Pubali Bank Training Institute.

     

    November 03, 2016
    Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

     

    November 03, 2016
    Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

     

    November 02, 2016
    Pubali Bank Limited donates Tk. 20(Twenty) Lac to Dhaka Bar Association .

     

    October 27, 2016
    Pubali Bank Ltd. organizes Follow up Meeting with the CLS Agents on Consumers Credit Scheme .

     

    October 23, 2016
    Pubali Bank Ltd. gives bicycle to girls of Monir Ahmed Academy, Sylhet .

     

    October 19, 2016
    Pubali Bank Ltd. inaugurates its shifted Gulshan Model Town Corporate Branch.

     

    March 01, 2015
    Pubali Bank Ltd. recommended for 10% Cash Dividend for the year 2014.

     

    February 23, 2015
    Md. Abdul Halim Chowdhury new Managing Director of Pubali Bank Ltd.

     

    February 22,, 2015
    1st Managers’conference-2015 of Dhaka South Region of Pubali Bank Ltd. held.

     

    All News