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| Retail Banking » Chequing Accounts » Special Notice Deposit (SND) |
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| Special Notice Deposit (SND) |
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| Customer Eligibility |
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Autonomous |
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Club/ Societies /Association |
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Employee-Others |
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Government Account |
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Individual |
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Joint Account |
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Liquidators Account |
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Local Authority |
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Non-Govt. Organization |
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Non-Profit Organization |
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Other Public Bank Account |
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Partnership Company |
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Private Bank Account |
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Private Company |
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Private Ltd. Company |
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Proprietary Company |
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Public Ltd. Company |
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Semi Autonomous |
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Staff |
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Trustee Account |
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| Account Opening Procedure |
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Photograph required |
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Introducer required |
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Specimen Signature |
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Specific papers/documents on the basis of the type of the customer. |
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| Joint Account Concept |
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Allowed for individuals only |
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Operation as per instruction: Joint/Any/All |
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Payable to either or survivor |
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| Nominee Inclusion |
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Required in case of individual or proprietorship company |
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| Operation by Power of Attorney holder |
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Allowed |
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| Deposit Procedure, Transaction Nature, Restrictions |
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Random by the depositor |
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No restriction for deposit |
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| Withdrawal Procedure |
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By cheques supplied by the bank. |
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Withdrawal by letter of authority may be allowed |
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Debit by bank through voucher is allowed. |
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| Return of Cheques |
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Recorded in Cheque Return information |
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Charges recoverable for dishonour of cheque for want of fund. |
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- Penalty Tk.100/= Outward clearing cheque return -(deposited with us). |
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- Penalty Tk.100/= Inward clearing cheque return - drawn on us (in case of insufficient fund). |
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| Stop payment |
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Stop payment of cheque can be made |
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| Standing Instruction |
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Standing Instruction can be given. |
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| Account Statement |
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Account statement is given on demand. Charge levied for generating such ad–hoc statements. |
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Balance confirmation letter to be sent to the address of the account holder, bank collects postage fee from customer account. |
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| Source Tax, Excise Duty, Incidental/Account Maintenance Fee and Other Charge |
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Source Tax for interest earned (if has TIN 10% or without TIN 15) at the time of interest payment. |
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Excise Duty (charges) collected on yearly on Maximum credit Balance. |
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Incidental/Account Maintenance Fee is collected from the account |
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Online service charge is applicable |
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Closing charge is applicable |
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| Withdrawal Allowed |
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7 days' notice required for withdrawal, otherwise interest will not be given for whole month |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
108.50 |
108.90 |
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| EURO |
118.60 |
122.20 |
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| GBP |
133.85 |
139.25 |
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