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SME Financing » PBL Karma Uddog
PBL Karma Uddog
Product Objective/Purpose
To meet up short term fund requirement of SME's and SME's run by women entrepreneurs
Eligibility
2 (two) years experience in the line of business.
Business must be a going -concern with more than 1 (one) year in operation.
Age Limit
Minimum 18-years
Loan Ceiling
Tk. 2.00-lac to Tk. 10.00-lac
Financing Range
60%-70% of inventory and receivable
Tenor
From 12 months to 36 months.
Rate of Interest
@15.00% P.A. and 10.00% P.A. for woman entrepreneurs subject to change at Bank's discretion.
Security
Primary Security
Post dated cheques.
Charge on current assets (receivables, Stock etc.).
Personal guarantee of Proprietor, Partners, Directors, Spouse.
Hypothecation of machinery, equipments etc.
Personal guarantee of 1 (one) person acceptable to Bank.
Collateral (Not mandatory upto Tk. 10.00-lac)
Mortgage (in case of ownership)/assignment of possession right of shop, show-room etc.
Documents
Request letter of the applicant.
Consent letter.
KYC profile with NID.
Photograph of Borrower, Guarantor, Business site.
Financial and Personal net-worth.
Branch Manager's & Regional Manager's visit report.
Repayment
Repayment of the loan will be started after 1/2/3 months of disbursement by equal monthly installment.
Sanction Authority
Regional Manager.
Processing Fee
Tk. 500.00 for limit below Tk.6.00-lac.
Tk. 1000.00 for limit of Tk. 6.00-lac to 10.00-lac.
Penal Interest
@0.25% on the defaulted amount to be charged per month but aggregate of penal interest must not exceed @3% P.A. at any point of time.
For any query please Contact at: Tel: (PABX) 9551614 FAX: 880-2-9564009 or e-mail us at [email protected]
Foreign Currency Rates
Currency Buying Selling
USD 81.00 82.50
EURO 86.15 90.80
GBP 99.70 104.70
News & Events

November 08, 2016
A training course on ‘Foundation Training for Senior Officers & Officers’ was held recently under the auspices of Pubali Bank Training Institute.

 

November 03, 2016
Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

 

November 03, 2016
Pubali Bank Ltd. holds 4th conference-2016 of Regional and Corporate Branch Managers .

 

November 02, 2016
Pubali Bank Limited donates Tk. 20(Twenty) Lac to Dhaka Bar Association .

 

October 27, 2016
Pubali Bank Ltd. organizes Follow up Meeting with the CLS Agents on Consumers Credit Scheme .

 

October 23, 2016
Pubali Bank Ltd. gives bicycle to girls of Monir Ahmed Academy, Sylhet .

 

October 19, 2016
Pubali Bank Ltd. inaugurates its shifted Gulshan Model Town Corporate Branch.

 

March 01, 2015
Pubali Bank Ltd. recommended for 10% Cash Dividend for the year 2014.

 

February 23, 2015
Md. Abdul Halim Chowdhury new Managing Director of Pubali Bank Ltd.

 

February 22,, 2015
1st Managers’conference-2015 of Dhaka South Region of Pubali Bank Ltd. held.

 

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