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| Personal Loans » Consumers Loan Scheme » Flat Purchase Loan |
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| Flat Purchase Loan |
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| Product Name: |
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i) Pubali Mortgage |
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ii) Flat Purchase Loan (through authorized CLS Agent) |
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| If you dream of having your own house/ flat/ apartment, PBL Flat Purchase Loan is the perfect solution with convenient features and simple procedure to turn your dream into reality.
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| Features |
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The loan may be taken for the following purposes: |
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1) To purchase Flat/Apartment for residential purpose |
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2) To purchase completed House (land plus building) |
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3) To purchase Chamber/Office Space for Self-employed / Professionals like Doctors, Lawyers, Consultants etc. in personal name |
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4) To takeover of existing personal home loan from any other Bank / Financial Institution |
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Maximum 70% of the flat / home value or Tk.2.00 crore whichever is lower depending on repayment capability of the client. |
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Flexible repayment of maximum 15 years including Grace period. |
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Interest Rate: Presently 10%. |
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Processing Fee: 0.50% of the loan amount but not more than Tk.20,000/-. |
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No Hidden Charge. |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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| Eligibility: |
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Bangladeshi Tax paying individual (salaried / professional / business person) who has the means and capacity to deposit the equity & repay the loan. |
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Non-resident Bangladeshi subject to rules and regulations of Bangladesh Bank and Bangladesh Government. |
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The property must be constructed as per approved plan of the competent authority. |
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The applicant must be a tax payee. |
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The applicant should have a fixed sources of income. |
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Minimum monthly net income should be at least 2 (Two) times of monthly installment including installments of other loans (if any). |
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Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
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| Required Documents: |
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Copy of National ID of Applicant/ Guarantor. |
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2 Copies of recent lab printed passport size photograph. |
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Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant. |
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Bank Statement of at least 12 months. |
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Property related documents. |
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For salaried person, Salary Certificate from competent authority. |
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For businessman/ self-employed person, trade license & other related papers for last 03 years.
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| Security: |
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Registered mortgage. |
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Personal Guarantee. |
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Authorization for debiting client's deposit account for collection of EMI. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at [email protected] |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
119.00 |
120.00 |
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| EURO |
125.45 |
134.80 |
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| GBP |
147.95 |
160.80 |
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