|
| Personal Loans » Consumers Loan Scheme » House Renovation Loan (through authorized CLS Agent) |
|
|
|
| House Renovation Loan (through authorized CLS Agent) |
|
|
| Features |
|
 |
To renovate/extend existing ready made House/ Flat for residential purpose. |
|
|
Loan amount as per Bangladesh Bank Guidelines. |
|
|
Flexible repayment of 12 to 120 months. |
|
|
Interest Rate: Presently 9%. |
|
|
Processing Fee: 0.50% of the loan amount but not more than Tk.20,000/-. |
|
|
No Hidden Charge. |
|
|
Easy documentation & quick processing. |
|
Option for early & partial settlement. |
|
|
|
| Eligibility: |
|
|
Any Bangladeshi individual (supported by NID) who has the means and capacity to repay the loan. |
|
|
Applicant must have own House/ Flat. |
|
|
The applicant must be a tax payee. |
|
|
The applicant should have a fixed sources of income. |
|
Minimum monthly net income should be at least 2 (Two) times of monthly installment including installments of other loans (if any). |
|
Applicant after 50% payment of loan for flat purchase of Pubali Bank Limited may be again eligible for this product if forced sale valuation covers. |
|
Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
|
|
| Required Documents: |
|
|
Copy of National ID of Applicant/ Guarantor. |
|
|
2 Copies of recent lab printed passport size photograph. |
|
|
Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (if applicable). |
|
|
Bank Statement of at least 06 months. |
|
For salaried person, Salary Certificate from competent authority. |
|
House/ Flat related documents. |
|
|
| Security: |
|
|
|
Registered mortgage. |
|
|
Personal Guarantee. |
|
|
Authorization for debiting client's deposit account for collection of EMI. |
|
|
Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
|
|
| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
|
|
.;l |
|
| Foreign Currency Rates |
|
|
| Currency |
Buying |
Selling |
|
| USD |
113.00 |
114.00 |
|
| EURO |
125.35 |
128.30 |
|
| GBP |
145.00 |
147.70 |
|
|
|
|
| News & Events |
|
|
|
|
|
|
| All News |
|
|
|
