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| Personal Loans » Consumers Loan Scheme » House Renovation Loan (through authorized CLS Agent) |
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| House Renovation Loan (through authorized CLS Agent) |
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| Features |
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To renovate/extend existing ready made House/ Flat for residential purpose. |
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Loan amount as per Bangladesh Bank Guidelines. |
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Flexible repayment of 12 to 120 months. |
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Interest Rate: Presently 9%. |
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Processing Fee: 0.50% of the loan amount but not more than Tk.20,000/-. |
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No Hidden Charge. |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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| Eligibility: |
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Any Bangladeshi individual (supported by NID) who has the means and capacity to repay the loan. |
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Applicant must have own House/ Flat. |
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The applicant must be a tax payee. |
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The applicant should have a fixed sources of income. |
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Minimum monthly net income should be at least 2 (Two) times of monthly installment including installments of other loans (if any). |
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Applicant after 50% payment of loan for flat purchase of Pubali Bank Limited may be again eligible for this product if forced sale valuation covers. |
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Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
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| Required Documents: |
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Copy of National ID of Applicant/ Guarantor. |
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2 Copies of recent lab printed passport size photograph. |
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Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (if applicable). |
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Bank Statement of at least 06 months. |
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For salaried person, Salary Certificate from competent authority. |
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House/ Flat related documents. |
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| Security: |
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Registered mortgage. |
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Personal Guarantee. |
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Authorization for debiting client's deposit account for collection of EMI. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
107.50 |
107.80 |
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| EURO |
120.15 |
121.70 |
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| GBP |
132.30 |
133.95 |
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