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| Personal Loans » Consumers Loan Scheme » Medical Equipment Loan |
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| Medical Equipment Loan |
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| A personal loan scheme meant for professionals (Practicing Physician) only to support their small-scale purchase of different medical equipment, tools and small machineries for installation at their chamber.
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| Features |
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For purchase of items to support professional needs of above customer segment (e.g. purchase of X-ray machine, medical beds, ultra- sonogram machine, mechanical tools, or set up of chamber on a small scale etc). |
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Loan Amount: 30% of item price but upto Tk.10.00 Lac. |
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Flexible repayment upto 36 months. |
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Interest Rate: Presently 9%. |
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Processing Fee: 0.50% of the loan amount. |
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No Hidden Charge. |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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| Eligibility: |
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Any Bangladeshi Practising Physician/Surgeon as self employed or salaried person. |
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Registered doctor of BMA/BMDC. |
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For salaried individual, must be confirmed employees of a relevant firm. For self employed individual, a business record of minimum 2 years. |
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Monthly net income must be 3 times of loan installment. |
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Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
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| Required Documents: |
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Copy of National ID of Applicant/ Guarantor(s). |
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2 Copies of recent lab printed passport size photograph. |
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Quotation of the item to be purchased. |
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Bank Statement of at least 06 months. |
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For salaried person, salary certificate & letter of introduction from competent authority. |
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For self-employed person, trade license & other related papers. |
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Self declaration of the applicant regarding income. |
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Certificate of MBBS/BDS or higher degree, if require.
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Bank may request for any other relevant documents, if necessary. |
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| Security: |
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Hypothecation over purchased assets. |
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Personal Guarantee. |
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Authorization for debiting client's deposit account. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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.;l |
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| Foreign Currency Rates |
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| Currency |
Buying |
Selling |
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| USD |
113.00 |
114.00 |
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| EURO |
125.35 |
128.30 |
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| GBP |
145.00 |
147.70 |
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