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| Personal Loans » Consumers Loan Scheme » Personal Loan |
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| Personal Loan |
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| Product Name: |
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i) DLP- Pubali Star |
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ii) Personal Loan (through authorized CLS Agent) |
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| Features |
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To meet any personal/ family need. |
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Loan amount upto BDT 20 lac or upto 20 times of the net income/ take home salary whichever is lower. |
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Flexible repayment of 12 to 60 months. |
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Competitive Interest Rate. |
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Processing Fee: 0.50% of the loan amount. |
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No Hidden Charge. |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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| Eligibility: |
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Any Bangladeshi individual who has the means and capacity to repay the loan. |
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Bangladeshi supported by National ID (mandatory). |
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Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
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Minimum Gross Income for salaried: Tk.10,000/-, self-employed: Tk.25,000/- Tk & businessmen: Tk.25,000/- per month. |
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| Required Documents: |
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Copy of National ID of Applicant/ Guarantor(s). |
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2 Copies of recent lab printed passport size photograph. |
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Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (for loan amount exceeding Tk.5.00 lac). |
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Bank Statement of at least 06 months. |
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For salaried person, Salary Certificate from competent authority. |
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For businessman, valid trade license for last two years, income statement. |
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For House / Flat Owner, Electric Bill / Gas Bill / Municipal Holding Tax Receipt/ Mutation Parcha/ Rent Receipt in the name of the applicant/spouse/parents. |
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| Security: |
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Personal Guarantee(s). |
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Authorization for debiting client's deposit account for collection of EMI. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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Collateral/ Appropriate security (if applicable). |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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