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| Personal Loans » Consumers Loan Scheme » House Hold Durable Loan (through authorized CLS Agent) |
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| House Hold Durable Loan (through authorized CLS Agent) |
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A personal loan scheme that supports purchase of various consumer durable such as Television, Refrigerator, Air Conditioner, Washing Machine, Computers, other household furniture etc.
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| Features |
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To purchase Consumer Durables for personal/ family use. |
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Loan Amount: 30% of item price but upto Tk.3.00 Lac. |
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Flexible repayment of 24 to 36 months. |
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Interest Rate: Presently 9%. |
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Processing Fee: 0.50% of the loan amount. |
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No Hidden Charge. |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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| Eligibility: |
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Any Bangladeshi individual who has the means and capacity to repay bank loan. In specific terms, these could be salaried executives of multinational and middle to large size local corporate, Government officials, Officials working in reputed NGOs (Non Government Organizations). |
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Minimum net income Tk.3,000/- per month and should be at least 2 (Two) times of monthly installment including installments of other loans (if any). |
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Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan. |
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| Required Documents: |
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Copy of National ID of Applicant/ Guarantor(s). |
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2 Copies of recent lab printed passport size photograph. |
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Bank Statement of at least 06 months. |
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Quotation of the item to be purchased. |
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For salaried person, Salary Certificate from competent authority. |
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For businessman/ self-employed person, trade license & other related papers. |
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Bank may request for any other relevant documents, if necessary. |
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| Security: |
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Hypothecation over purchased assets. |
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Personal guarantee(s). |
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Authorization for debiting client's deposit account. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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Hypothecation over purchased assets. |
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| For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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