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Personal Loans » Consumers Loan Scheme » Teachers Loan Scheme |
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Teachers Loan Scheme |
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Being a Teacher is one of the highest privileges one could have. Pubali Bank Limited is pleased to introduce Teachers Loan Scheme for teachers of Primary School, High School, Collage & University can have easy access to loans for their personal/ family needs.
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We understand teachers requirement better and can process the loan faster.
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Features |
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Any purpose loan to improve the lifestyle of the Teachers. |
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Loan amount upto Tk.10.00 Lac. |
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Flexible repayment of 24 to 60 months. |
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Interest Rate: Presently 8%. |
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Processing Fee: 0.50% of the loan amount. |
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No Hidden Charge. |
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Easy documentation & quick processing. |
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Option for early & partial settlement. |
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Eligibility: |
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Teachers of Government, Semi Govt., Autonomous Educational Institutions i.e. Primary School, High School, College & University whose salary account are maintained with PBL. |
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Minimum monthly net income should be at least 2 (Two) times of monthly installment including installments of other loans (if any). |
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Maximum age 59 years at the time of maturity of the loan. |
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Required Documents: |
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Copy of National ID of Applicant/ Guarantor. |
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2 Copies of recent lab printed passport size photograph. |
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Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (for loan amount exceeding Tk.5.00 lac). |
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Bank Statement of at least 06 months. |
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Salary Certificate & Letter of Introduction from competent authority. |
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Security: |
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Registered mortgage. |
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Personal Guarantee(s). |
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Authorization for debiting client's deposit account for collection of EMI. |
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Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques. |
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For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com |
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